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Xxx Garden St, Springfield, MN, 56087

2beds
2baths
1,230sqft
$429,000
$349price/sqft
$3,262/moest. monthly cost
$130,480/yrincome needed

About This Home

Discover the rare opportunity to create your dream home from the ground up! This thoughtfully designed 2-bedroom, 2-bathroom duplex will be located on the desirable south edge of Springfield in the peaceful Wild Ridge Addition, offering a quiet, relaxed setting while still being conveniently close to town. This home will feature comfortable main-level living with an open, functional layout and an attached double garage for added convenience. Best of all, buyers will have the unique chance to fully customize the home to their exact tastes and needs—from finishes to fixtures both inside and outside—ensuring every space reflects their personal style. Even better, the building process is designed to be simple and seamless. The contract work and coordination will be handled for you, making it easy to focus on the fun part—selecting the features and finishes that make the home truly yours. Whether you’re looking for modern elegance, cozy comfort, or something in between, this is your chance to bring your vision to life in a beautiful, low-maintenance new build in one of Springfield’s most serene locations. Up to $20,000 down payment assistance possibilities for this new construction!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
8/10
Springfield SecondaryGrades 7-120.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,230

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00332500101010
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1230

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.98 Acres
  • Lot size dimensions: 200 x 212

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Drought
Ice Storm

FEMA Declared Disasters in Brown County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$566$6,792
Property Taxes $357$4,284
Electricity $170$2,050
Total$3,262$39,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,840/yr
40% on housing$97,860/yr
45% on housing$86,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 56087$84
Brown County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 56087$107
Brown County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$429,000
2018-04-08Listing removed$32,000
2015-04-17Listed for sale$32,000

For Sale by Agent

AgentAmanda Frank
BrokerageReiner Real Estate

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