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1720 Gallagher St, Louisville, KY, 40210

2beds
2baths
2,304sqft
$176,000
$76price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Discover a rare opportunity with two separate homes on one lot. The front home offers 3 bedrooms, 1 full bath, and 1 half bath, while the rear home features 3 bedrooms, 1 full bath, and 1 half bath. Each residence stands independently, providing added privacy and flexibility—perfect for generating rental income or accommodating multi-generational living. Property is boarded up and being sold as-is. Access will be granted once under contract. Don't miss your chance to secure this versatile and income-producing property! Sellers preferred title is BCHH, Inc. Please allow 2 business days for response to your offer.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

--
Maupin Elementary SchoolGrades PK-51.0 mi
5/10
Highland Middle SchoolGrades 6-84.4 mi
2/10
Jeffersontown High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,304

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: 07037F01310000
  • Attached to another structure: Yes

Features

  • Exterior features: None

Lot

  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$259$3,108
Property Taxes $197$2,364
Electricity $181$2,183
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 40210$58
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40210$104
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$176,000
2026-03-02Listing removed$176,000
2025-10-27Price change$176,000
2025-10-02Price change$179,900
2025-09-12Price change$189,900
2025-08-21Price change$199,900
2025-07-21Listed for sale$210,000
2016-08-06Listing removed$895
2016-07-21Sold$25,000
2016-05-14Pending sale$50,000
2015-09-04Listed for sale$50,000
2015-06-12Listing removed$600
2015-04-17Listed for rent$600

For Sale by Agent

AgentMonica Dunlap
BrokerageTotally About Houses

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