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1951 E Fox St, South Bend, IN, 46613

6beds
3baths
4,032sqft
$229,000
$57price/sqft
$1,990/moest. monthly cost
$79,600/yrincome needed

About This Home

For Sale or Lease! Endless possibilities await with this versatile, move-in-ready property! Whether you're looking for a spacious residence, professional office space, or a live/work opportunity, this unique property offers the flexibility to fit your needs. The main level features a welcoming foyer/reception area, a large living or waiting room, an eat-in kitchen, two dining or meeting areas, and a convenient half bathroom. Upstairs, you'll find five private rooms that can serve as bedrooms or offices, along with one full bathroom and an additional half bath. The finished basement provides even more functional space and includes another full bathroom, making it ideal for storage, recreation, additional offices, or future expansion. Outside, enjoy parking for up to four vehicles with additional space available. The attractive brick exterior adds timeless curb appeal, while the convenient location places you just minutes from shopping, dining, schools, and major roadways. Don't miss this rare opportunity to own a property with exceptional flexibility and unlimited potential.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
Lincoln Elementary SchoolGrades PK-50.6 mi
4/10
Jackson Middle SchoolGrades 6-82.4 mi
3/10
Riley High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Wood
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Finished,Brick

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 5

Dining Room

  • Level: Main

Features

  • Finished area below ground: 1,344
  • Finished area above ground: 2,688

Heating & Cooling

  • Heating features: Conventional
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,032
  • Total interior livable area: 4,032 sqft

Kitchen

  • Level: Main
  • Area: 136

Living Room

  • Level: Main

Property

Details

  • Parcel number: 710918481029.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 47X123

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$302$3,624
Property Taxes $162$1,944
Electricity $369$4,435
Total$1,990$23,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,228/yr
40% on housing$59,700/yr
45% on housing$53,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 46613$57
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46613$101
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$226,900
2026-06-30Listed for sale$229,000
2022-12-27Listing removed--
2022-09-28Price change$170,000
2022-09-14Pending sale$175,000
2022-09-14Listing removed--
2022-08-04Pending sale$175,000
2022-06-16Price change$175,000
2022-05-11Listed for sale$195,000
2015-10-01Listing removed$125,900
2015-04-12Listed for sale$125,900

For Sale by Agent

AgentLucila N Marin Castellanos
BrokerageAmerican Mid-West Realty and Property Management

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