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26 W Union St, West Chester, PA, 19382

10beds
5baths
6,164sqft
$3,000,000
$487price/sqft
$19,746/moest. monthly cost
$789,840/yrincome needed

About This Home

Rarely does a property of such architectural pedigree and versatile potential become available in the heart of the West Chester Borough. Standing as a majestic detached sentinel on a sprawling 0.22-acre lot—a nearly unheard-of expanse for town-center living—this 1830 Federal-style masterpiece is a 6,164-square-foot triumph of history, scale, and opportunity. From the moment you arrive, the heritage of the building is evident. The stately presence command the streetscape, leading into an interior defined by four stories of grandeur. The home retains its most coveted historic "bones," featuring soaring ceilings, original wide-plank flooring, and five magnificent fireplaces that serve as the heart of its most prominent rooms. Currently configured as a high-performing five-unit residence, the property is in immaculate condition, offering a seamless blend of modern mechanicals—including a new high-efficiency boiler, on-demand hot water heater, EV charging station in the garage, and wifi keypad locks—and preserved period details. The floor plan is vast and flexible, comprising two massive 3-bedroom units, two 2-bedroom units, and a one-bedroom. The rooms and units flow and mesh wonderfully, giving you the ability to create an immense single family home, or claim as much space as you need while ensuring income from the rest of the home. While several kitchens and baths have been stylishly modernized for contemporary luxury, the building’s original character remains uncompromised, right down to the authentic root and wine cellar in the lower level. The exterior is an urban sanctuary. The gorgeous courtyard and expansive yard offer a private, lush retreat for grand-scale outdoor entertaining, complemented by the convenience of a detached two-car garage. Situated in the vibrant Town Center, you are steps away from the curated dining and boutique shopping that define West Chester’s booming culture. Currently three units are rented out as Airbnbs (first and second floor on the floorplans), one is a monthly rental (fourth floor), and the owner occupies the last (third floor). The three-bedroom unit on the top floor has separate heat and electric. Only one electric meter for the lower three airbnb units. Owner pays heat and hot water for all units except the top floor in addition to water and sewer for the entire building.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

9/10
6/10
Stetson Middle SchoolGrades 6-82.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1830

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Brick,Brick Front,Masonry,Stucco,Wood Siding

Notable Dates

  • Major remodel year: 1995

Type & Style

  • Home type: SingleFamily
  • Architectural style: Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dryer,Exhaust Fan,Microwave,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Tankless Water Heater,Electric Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Shelving,Workshop

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 5
  • Main level bedrooms: 10

Features

  • 2nd Kitchen,Additional Stairway,Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Open Floorplan,Eat-in Kitchen,Other,Primary Bath(s),Upgraded Countertops,Wainscotting,Walk-In Closet(s),Wine Storage,High Ceilings,Plaster Walls
  • Flooring: Slate,Tile/Brick,Wood
  • Number of fireplaces: 5
  • Fireplace features: Brick,Other
  • Fireplace: Yes
  • Finished area above ground: 6,164

Heating & Cooling

  • Heating features: Baseboard,Radiator,Wall Unit,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,164
  • Total interior livable area: 6,164 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0109 0906
  • Zoning: R40
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: Personal Property

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Sidewalks,Street Lights
  • Fencing: Wood
  • Has view: Yes
  • View description: Courtyard

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped,Level,Downtown,Unknown Soil Type

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Asphalt,Detached,Driveway,On Street,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$851$10,212
Property Taxes $3,050$36,600
Electricity $676$8,115
Total$19,746$236,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$677,005/yr
40% on housing$592,380/yr
45% on housing$526,560/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 19382$278
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19382$267
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$3,000,000
2026-05-19Listing removed$3,000,000
2026-05-12Listed for sale$3,000,000
2021-08-17Sold$1,500,000
2021-06-16Pending sale$1,500,000
2021-06-09Listed for sale$1,500,000
2021-02-10Listing removed--
2021-01-16Listed for rent$2,000
2021-01-02Listing removed--
2020-09-30Price change$2,250
2020-09-03Listed for rent$2,600
2020-06-15Listing removed$1,400
2020-05-13Listed for rent$1,400

For Sale by Agent

AgentKeir Abrahams
BrokerageKeller Williams Real Estate -Exton

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