1606 E Lake St, Osakis, MN, 56360
About This Home
Charming Lake Osakis cabin featuring 2 bedrooms and 1 bath with beautiful lake views! Recent updates include new siding, patio, and storage shed. Most personal property is included, making this a move-in-ready retreat for relaxing weekends or summer adventures. Enjoy shared dock access with your own boat slip and experience all the recreation Lake Osakis has to offer -boating, swimming, fishing right outside your door. Let fishing become your new favorite hobby! Located in a small 5-owner association, association fee includes lawn care, electricity, sanitation, water and sewer for easy, low-maintenance enjoyment. Association common area located on channel. Association amenities include common area dock and bunk house for visiting guests. Your perfect seasonal getaway is waiting for you!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 432
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 432
- Total interior livable area: 432 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 370018900
- Zoning description: Residential-Single Family
- Foundation area: 432
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 914.76 sqft
- Lot size dimensions: 36 x 27
Parking
- Parking features: Guest
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Todd County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $798 | $9,576 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $125 | $1,500 |
| Electricity | $170 | $2,050 |
| Total | $1,191 | $14,292 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Price change | $157,900 |
| 2026-05-28 | Listed for sale | $164,900 |
| 2024-08-30 | Sold | $119,000 |
| 2024-08-12 | Pending sale | $119,000 |
| 2024-08-06 | Price change | $119,000 |
| 2024-06-24 | Price change | $135,000 |
| 2024-05-14 | Price change | $149,900 |
| 2024-05-02 | Listed for sale | $155,000 |
| 2019-09-13 | Sold | $60,000 |
| 2019-07-23 | Listed for sale | $65,000 |
| 2016-10-28 | Sold | $50,000 |
| 2016-06-24 | Price change | $57,900 |
| 2016-05-24 | Price change | $59,900 |
| 2016-05-20 | Listed for sale | $62,000 |
| 2015-10-01 | Listing removed | $59,500 |
| 2015-07-18 | Price change | $59,500 |
| 2015-06-06 | Price change | $64,900 |
| 2015-04-15 | Price change | $69,900 |
| 2015-04-02 | Listed for sale | $79,900 |
View on Zillow