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203 Church St S, Stoneville, NC, 27048

4beds
3baths
1,923sqft
$344,999
$179price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

Welcome to this stunning property situated on 2.53 acres featuring FOUR spacious bedrooms and THREE FULL baths! Step inside to an inviting open-concept living and kitchen area, ideal for gatherings and everyday living. Cozy up in the living room with the gorgeous stone FIREPLACE as the focal point, creating a warm and welcoming atmosphere. The kitchen is designed to impress with GRANITE countertops, tile BACKSPLASH, large island and plenty of cabinet space. The primary suite is a true retreat, complete with a walk-in tile shower and a relaxing soaking tub in the en-suite bath. Outside, enjoy a large FENCED backyard with endless possibilities! A deck overlooking the yard provides the perfect spot for morning coffee or evening cookouts. The property also offers ample parking with a convenient large circle driveway, making coming and going a breeze! You don't want to miss this one!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Stoneville ElementaryGrades PK-50.2 mi
8/10
Western Rockingham MiddleGrades PK,6-85.9 mi
5/10
Dalton Mcmichael HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Separate Shower
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area above ground: 1,923

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,923
  • Total interior livable area: 1,923 sqft

Property

Details

  • Parcel number: 178348
  • Zoning: RA
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Fenced
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 2.53 Acres
  • Features: City Lot,Partially Cleared,Partially Wooded,Sloped,Not in Flood Zone
  • Lot size dimensions: 564 x 207 x 570 x 213

Parking

  • Parking features: Driveway,Circular Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$172$2,064
Property Taxes $215$2,580
Electricity $200$2,405
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 27048$132
Rockingham County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 27048$166
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$350,000
2026-03-02Price change$355,000
2026-02-17Listed for sale$358,999
2026-02-17Listing removed$359,999
2026-02-04Price change$359,999
2026-01-15Price change$364,999
2025-12-28Price change$367,900
2025-12-02Listed for sale$369,900
2024-08-27Sold$350,000
2023-12-08Sold$120,000
2023-11-27Pending sale$145,000
2023-09-06Price change$145,000
2023-08-02Listed for sale$159,000
2015-04-09Listing removed$14,900
2015-03-22Listed for sale$14,900

For Sale by Agent

AgentChristy Locklear
BrokerageA New Dawn Realty, Inc

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