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361 E Ross St, Lancaster, PA, 17602

3beds
3baths
0sqft
$350,000
--price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

Well maintained and tastefully updated 2-unit property in an excellent Lancaster location! The first floor is home to a fully operational Salon, while the upper two floors offer a spacious 3-bedroom, 2-bathroom apartment perfect for owner-occupancy or strong rental income from both commercial and residential tenants. Key Features & Recent Updates: First-floor commercial space Established Salon with great street visibility Upper-level residence 3 bedrooms, 2 full baths across two floors 2-car garage Ample parking and storage Replacement windows throughout for energy efficiency and modern look Newer gas boiler for reliable, efficient heating Central air conditioning on the first floor Brand-new roof on both the house and garage Move-in ready with excellent curb appeal and low-maintenance design This turnkey property is located in the desirable Ross neighborhood, just minutes from downtown Lancaster’s vibrant dining, shopping, and entertainment scene. Whether you’re looking for an income-producing investment or a live-work opportunity, this one checks every box!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Ross El SchoolGrades PK-50.5 mi
4/10
Lincoln Middle SchoolGrades 6-80.9 mi
5/10
McCaskey CampusGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3365067400000
  • Zoning: RES/MULTI-FAMILY
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,307 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$98$1,176
Property Taxes $350$4,200
Electricity $224$2,692
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17602$159
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17602$211
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$350,000
2026-07-23Pending sale$350,000
2026-06-23Listed for sale$350,000
2026-06-08Pending sale$350,000
2026-06-06Listed for sale$350,000
2022-11-14Listing removed--
2022-10-31Listed for rent$200
2020-07-18Listing removed--
2020-07-11Listed for sale--
2015-11-23Sold$169,900
2015-03-20Listed for sale$169,900

For Sale by Agent

AgentJohn Zunner
BrokerageRE/MAX Evolved

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