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32533 Rainy Ln, Springfield, LA, 70462

2beds
1baths
920sqft
$199,000
$216price/sqft
$1,484/moest. monthly cost
$59,360/yrincome needed

About This Home

Located at 32533 Rainy Lane in Springfield, this beautifully updated, turn-key waterfront cottage offers the ultimate river lifestyle with seamless access by boat or automobile. Situated on a deep, navigable canal just moments from popular riverfront bars and restaurants, this inviting property features a bright, open-concept living area highlighted by a stunning modern kitchen with updated cabinetry, a breakfast bar, and rustic exposed wood beams. Large double French doors transition seamlessly to an expansive, covered patio perfect for catching canal breezes, enjoying evening sunsets, and entertaining. Complete with a spacious, manicured lawn and private bulkheaded water frontage, this move-in ready retreat perfectly balances contemporary indoor comfort with classic, laid-back Louisiana waterfront living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Springfield High SchoolGrades 9-124.0 mi
7/10

Construction

Condition

  • Property condition: Very Good Condition
  • Year built: 1980

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Lower
  • Dimensions: 7.5x5

Bedroom

  • Level: Lower
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Lower
  • Dimensions: 7.5x23.5

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 1,509
  • Total interior livable area: 920 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11x11

Living Room

  • Level: Lower
  • Dimensions: 11x12.5

Master Bedroom

  • Level: Lower
  • Dimensions: 11x12.5

Property

Details

  • Parcel number: 0306282
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Dock,Porch
  • On waterfront: Yes
  • Waterfront features: Waterfront,Canal Access

Lot

  • Lot size: 0.25 Acres
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 40 x 139 x 90 x 124

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$259$3,108
Property Taxes $72$864
Electricity $147$1,773
Total$1,484$17,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,880/yr
40% on housing$44,520/yr
45% on housing$39,573/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 70462$140
Livingston Parish$144

vs Homes Sold Last Month

Median $/sqft

ZIP 70462$154
Livingston Parish$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$199,000
2025-06-10Listed for sale$215,000
2025-05-29Pending sale$215,000
2025-04-11Price change$215,000
2024-02-16Listed for sale$225,000

For Sale by Agent

AgentMike Williams
BrokerageRE/MAX Partners

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