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12630 Road 147, Philadelphia, MS, 39350

0beds
0baths
0sqft
$180,000
--price/sqft
$1,223/moest. monthly cost
$48,920/yrincome needed

About This Home

2 House layer farm, 17.5 Ac +/-, (2) 40' x 500' houses with breezeway, has not been operational since 2/2025.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Post and Beam

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 40,000

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 40,000

Property

Details

  • Parcel number: 0440027023.000
  • Lease amount: 0
  • Special condition: Real Estate Owned

Lot

  • Lot size: 17.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Hurricane
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Neshoba County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$42$504
Property Taxes $79$948
Electricity $192$2,304
Total$1,223$14,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,931/yr
40% on housing$36,690/yr
45% on housing$32,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 39350$117
Neshoba County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39350
Neshoba County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2015-03-13Listing removed$700,000
2015-03-11Listed for sale$700,000

Unknown Listed By

AgentThomas Tinsley
BrokerageMike Tinsley Realty, Inc.

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