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125 E Georgia Ruth Dr #204, South Padre Island, TX, 78597

4beds
3baths
2,549sqft
$650,000
$255price/sqft
$4,476/moest. monthly cost
$179,040/yrincome needed

About This Home

AWESOME 2nd-floor, two-story, 4 Bedrooms/3 Baths Condo with Balcony is being sold furnished and has plenty of space for up to 12 people. Seller does have a List of Exclusions. Condo has been recently remodeled with upstairs custom built-in Bunk Beds in the Bunk Room; shiplap on walls; mosaic walls decor in 2 Bathrooms. Downstairs laminate wood flooring, Cambria quartz countertops and recessed lighting, 2 HVAC units for Zoned HVAC and more. Dunes Complex amenities include: pool, assigned parking, gated entry/exit, and roof-top deck for watching the seasonal fireworks, SpaceX Starship launches. Short walk to the beach and the Gulf. Take a look!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-54.5 mi
4/10
4/10
Port Isabel High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Built-Up,Flat

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,549
  • Total interior livable area: 2,549 sqft

Property

Details

  • Parcel number: 6709500204000000
  • Zoning: MF

Features

  • Pool features: Pool-Outdoor
  • Exterior features: Balcony
  • Waterfront features: Gulf Interior

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$180$2,160
Property Taxes $731$8,772
Electricity $279$3,358
Total$4,476$53,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,462/yr
40% on housing$134,280/yr
45% on housing$119,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$298
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$650,000
2025-11-25Listing removed$710,000
2025-10-23Price change$710,000
2025-10-14Price change$735,000
2025-09-29Price change$760,000
2025-09-22Price change$785,000
2025-09-02Listed for sale$835,000
2021-03-07Listing removed--
2021-02-10Price change$379,000
2020-08-18Listed for sale$400,000
2019-08-28Listing removed$420,000
2019-01-05Price change$420,000
2018-08-27Listed for sale$425,000
2017-10-20Sold--
2017-07-28Listed for sale$229,500
2016-05-31Listing removed$255,000
2016-05-21Listed for sale$255,000
2016-01-01Listing removed$279,500
2015-09-18Listed for sale$279,500
2015-07-01Listing removed$259,000
2015-02-05Listed for sale$259,000

For Sale by Agent

AgentPaul Gifford
BrokerageFurcron, Inc.

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