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810 N 20th St, Fort Smith, AR, 72901

2beds
1baths
1,357sqft
$89,900
$66price/sqft
$753/moest. monthly cost
$30,120/yrincome needed

About This Home

Income-producing investment property! located in a central, convenient location with easy access to shopping, dining, and major roadways. The main home is tenant-occupied with long-term renters in place, providing immediate and consistent rental income. The property also includes a separate additional structure located in the backyard. This secondary dwelling is distressed and in need of significant renovation, but offers potential for a future guest house, studio, or additional rental unit if remodeled, subject to buyer verification of zoning and permitting. Property is being sold AS-IS, WHERE-IS. Ideal opportunity for investors seeking current cash flow with upside potential.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Tilles Elementary SchoolGrades PK-50.3 mi
4/10
Northside High SchoolGrades 9-120.4 mi

Construction

Materials

  • Foundation: Other
  • Roof: Asphalt,Shingle
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Other,See Remarks
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other

Interior Area

  • Total interior livable area: 1,357 sqft

Property

Details

  • Parcel number: 1276300030032100

Features

  • Levels: One
  • Stories: 1
  • Spa features: See Remarks
  • Fencing: Other,See Remarks

Lot

  • Lot size: 7,000 sqft
  • Features: Cleared
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: Aggregate,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance $119$1,428
Property Taxes $46$552
Electricity $134$1,616
Total$753$9,036

Income You'd Need if You Spent...

35% on housing$25,817/yr
40% on housing$22,590/yr
45% on housing$20,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 72901$87
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72901$99
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$89,900
2026-02-11Listed for sale$95,000
2022-08-08Sold$23,000

For Sale by Agent

AgentLuis Benavides
BrokerageANNU Realty

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