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635 SW Pioneer Dr, Willamina, OR, 97396

6beds
4baths
2,004sqft
$603,250
$301price/sqft
$3,809/moest. monthly cost
$152,360/yrincome needed

About This Home

Opportunity knocks! Newer duplex in good condition. Three bedrooms/2 baths eachside. Some updates include carpeting, kitchen cabinets. These have separate gas and electric meters. Acreage allows for the possibility of expanding with more duplexes or single-family home on the parcel. Buyers to do due diligence with City of Willamina on adding additional buildings.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10
Willamina Middle SchoolGrades 6-81.1 mi
3/10
Willamina High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement,Lap Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Range Included,Gas Water Heater,Refrigerator
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Carpet,Laminate,Vinyl

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 2,004 sqft

Property

Details

  • Zoning: R-2

Features

  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 2.34 Acres
  • Features: Irregular Lot,Landscaped

Parking

  • Parking features: Garage-1 Car,driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,050$36,600
Home Insurance *$196$2,352
Property Taxes $382$4,584
Electricity $181$2,182
Total$3,809$45,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,594/yr
40% on housing$114,270/yr
45% on housing$101,573/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 97396$218
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97396$246
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$635,000
2016-05-17Sold$184,500
2015-04-04Listing removed$200,000
2014-12-03Listed for sale$200,000

For Sale by Agent

AgentNICOLE SHUBA
BrokerageManor Realty

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