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401 S Cherry St, Seneca, SC, 29678

--beds
0baths
3,740sqft
$749,000
$200price/sqft
$4,737/moest. monthly cost
$189,480/yrincome needed

About This Home

Modern Quadplex in Prime Location! Excellent opportunity with this newly renovated quadplex conveniently located just minutes from downtown and the popular Ram Cat Alley. Each spacious unit features 2 bedrooms and 1 bathroom with a functional layout that includes a comfortable living room, updated kitchen, newly renovated tile bathroom, and all kitchen appliances included. Units also offer washer and dryer hookups, individual heating and air systems, and modern finishes throughout for low-maintenance ownership and strong tenant appeal. Two units are currently occupied, while the two available units have the potential to generate $1,200 per month each, offering immediate income potential and future cash flow opportunities. This property combines updated interiors with a highly desirable location near dining, shopping, entertainment, and major employers, making it an ideal addition to any investment portfolio. Strong rental potential with separately controlled utilities and turnkey improvements already completed.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-81.8 mi
6/10
Seneca High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Fourplex
  • Property subType: Duplex,Triplex,Quadruplex,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,740
  • Total interior livable area: 3,740 sqft

Property

Details

  • Parcel number: 5204101001

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.50 Acres
  • Features: City Lot,Not In Subdivision

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$354$4,248
Property Taxes $237$2,844
Electricity $359$4,315
Total$4,737$56,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,411/yr
40% on housing$142,110/yr
45% on housing$126,320/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 29678$152
Oconee County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 29678$173
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$749,000
2022-02-28Sold$259,900
2022-02-05Contingent$259,900
2022-01-26Listed for sale$259,900
2022-01-19Listing removed--
2021-10-28Listed for sale$259,900
2021-10-27Listing removed--
2021-09-15Contingent$259,900
2021-08-31Listed for sale$259,900
2017-03-10Sold$95,000
2017-01-27Listed for sale$117,900
2015-04-09Listing removed$600
2015-03-04Price change$600
2015-02-11Price change$650
2014-11-20Listed for rent$550

For Sale by Agent

AgentCliff Stoltzfus
BrokerageClardy Real Estate - Lake Keowee

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