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528 Pearl Ave, Jud, ND, 58454

2beds
2baths
2,316sqft
$84,999
$37price/sqft
$743/moest. monthly cost
$29,720/yrincome needed

About This Home

Discover the flexibility and potential of this well-maintained property featuring a charming single-family home plus a spacious accessory dwelling unit (ADU), offering endless possibilities for multi-generational living, guest accommodations, a home-based business, or rental income. The main home offers approximately 1,100 square feet of comfortable living space with 1 bedroom and 1 full bathroom. A covered porch connects the home to the impressive 32' x 38' ADU, which includes one bedroom, a half bath, a full kitchen, and an attached single-car garage. With its generous size and existing amenities, the ADU could easily be converted into separate living quarters. The main home as well as the ADU both have full kitchens, appliances included Additional features include a detached two-car garage and an 18' x 20' storage building, providing plenty of room for vehicles, hobbies, equipment, or extra storage. This fully electric property is served by city water and city sewer and has been well cared for with an updated electrical system. The main house and detached garage feature durable metal roofs, while the ADU and storage building have shingle roofs. Both kitchens include appliances, making this property move-in ready. Whether you're looking for a home with extra space, income potential, or room to grow, this unique property offers exceptional versatility in a quiet small-town setting.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Kulm Elementary SchoolGrades PK-815.9 mi
9/10
Kulm High SchoolGrades 9-1215.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Steel Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Apartment
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Main Floor Bedroom
  • Flooring: Carpet,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,316

Heating & Cooling

  • Heating features: Zoned,Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,316
  • Total interior livable area: 2,316 sqft

Property

Details

  • Parcel number: 390104160

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Awning(s)

Lot

  • Lot size: 0.32 Acres
  • Features: Lot - Owned
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 3
  • Parking features: Detached,Additional Parking,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across North Dakota Counties

Flood
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance $115$1,380
Property Taxes $50$600
Electricity $149$1,796
Total$743$8,916

Income You'd Need if You Spent...

35% on housing$25,474/yr
40% on housing$22,290/yr
45% on housing$19,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 58454
LaMoure County$73

vs Homes Sold Last Month

Median $/sqft

ZIP 58454
LaMoure County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$79,999
2026-07-28Listed for sale$84,999
2015-07-03Listing removed$28,000
2014-11-05Listed for sale$28,000

For Sale by Agent

AgentTara Mertz
BrokerageParamount Real Estate

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