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281 Dune Rd #17B, Westhampton Beach, NY, 11978

1beds
1baths
0sqft
$499,000
--price/sqft
$3,603/moest. monthly cost
$144,120/yrincome needed

About This Home

The beach is your backyard. Welcome to oceanfront living in Westhampton Beach. This beautifully positioned 1-bed, 1-bath co-op with oceanfront pool offers the opportunity to enjoy the Hamptons lifestyle at an attractive price point. Wake up to ocean breezes and unwind on your PRIVATE DECK overlooking the dunes. Inside, an open kitchen flows into a bright, airy living space with sliding glass doors that seamlessly connect indoor and outdoor living, bringing the beauty of the coast right to your doorstep. La Coquille is a FULL SERVICE CONCIERGE CO-OP offering private residents-only beach and ocean access, a heated oceanfront pool, and the ease of lock-and-leave ownership. Stroll from your front door directly to the sand, spend afternoons lounging poolside with ocean views, and enjoy being just minutes from Westhampton Beach's acclaimed restaurants, cafes, boutiques, markets, and performing arts venues. OPEN APRIL through NOVEMBER, this is turnkey Hamptons living at its finest—oceanfront, carefree, and ready to enjoy.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Property

Features

  • Private pool: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$161$1,932
Property Taxes $673$8,076
Electricity $246$2,954
Total$3,603$43,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,531/yr
40% on housing$108,090/yr
45% on housing$96,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,125
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$499,000
2026-06-09Listed for sale$545,000
2016-09-27Sold$328,000
2016-07-23Pending sale$349,000
2016-01-20Price change$349,000
2015-12-17Listed for sale$359,000
2015-10-15Pending sale$359,000
2014-10-25Listed for sale$359,000

For Sale by Agent

AgentLiz Porter - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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