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1120 Shadow Ridge Dr, Sebring, FL, 33872

3beds
2baths
1,498sqft
$77,500
$52price/sqft
$681/moest. monthly cost
$27,240/yrincome needed

About This Home

Welcome Home to 1120 Shadow Ridge Drive , where comfort meets charm! This move-in ready Merit home is the one you've been waiting for! Thoughtfully maintained and partially furnished, this 3-bedroom, 2-bathroom retreat offers 1,498 sq. feet of total living space designed for easy living. The smart split-bedroom floor plan gives everyone their own space, with all three bedrooms featuring walk-in closets. The Master suite is a true sanctuary 19x26, complete with a handicap accessible shower. The two additional bedrooms, 11x13 and 9x11.5 share a conveniently located full bath for your guests. Large living room is 12x15.5 with a 65-inch television. Breakfast in the dining room 9x13. Galley kitchen with stainless steel GE appliances including, 1 year old dishwasher, plus newer countertops, a deep corner sink, and storage. Florida living at its Finest. Outside unwind in the 10x10.5 screened room, soak up the sunshine in the sunshine in the 10x14.5 Florida room, or enjoy the privacy of the fenced backyard. The 11x23 carport keeps your vehicle and golf cart protected, while the 5x55 golf cart path leads up to the screen room enclosing the golf car shed 7x10.5 perfect for your tools. Upgrades you'll love have been done for you; 2022 Central AC; 2022 Roof and carport; whole house portable generator with hookup and propane tank; new Double Hung Windows; new walk-in shower for the master bedroom. Golf cart and charger are negotiable. Call to schedule your showing soon!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-100.6 mi
4/10
Avon Park High SchoolGrades PK,9-125.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,498 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 934

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $391$4,692
Home Insurance *$49$588
Property Taxes $44$528
Electricity $197$2,366
Total$681$8,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,348/yr
40% on housing$20,430/yr
45% on housing$18,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$108
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$79,900
2014-11-22Listing removed$34,900
2014-10-21Listed for sale$34,900

For Sale by Agent

AgentRay Hammond
BrokerageCanedo Realty

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