824 Saint Nicholas Ave APT 45, New York, NY, 10031
About This Home
Welcome to your three bedroom home in the co-op at 824 Saint Nicholas Avenue. Every inch of this apartment has been thoughtfully updated, featuring gleaming hardwood floors throughout, recessed lighting, and a stunning chef's kitchen with quartz countertops, white shaker cabinets, subway tile backsplash, and stainless steel appliances. The spa-like bathroom showcases floor-to-ceiling subway tile, a deep soaking tub, and marble-style flooring. Three generously sized bedrooms offer great natural light and ample space. The building allows renting and is pet friendly under 25 pounds. Cooking gas included in the maintenance. Financing available with a minimum of 10 percent down and a low monthly maintenance of $664.14. HDFC income restrictions apply at 120 percent of AMI: 1 House hold - $142,560 / 2 House hold - $162,840 / 3 House hold - $183,240 / 4 House hold - $203,520. Conveniently located by public transportation.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1926
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Property
Details
- Parcel number: 020660029106159345
- Special condition: Restricted Sale
Features
- Has view: Yes
- View description: City
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $1,327 | $15,924 |
| Property Taxes | $233 | $2,796 |
| Electricity | $246 | $2,954 |
| Total | $3,803 | $45,636 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $395,000 |
| 2026-06-17 | Listed for sale | $395,000 |
| 2026-02-05 | Sold | $157,500 |
| 2021-02-08 | Listing removed | $349,000 |
| 2020-10-02 | Listed for sale | $349,000 |
| 2019-02-11 | Listing removed | $350,000 |
| 2018-10-02 | Listed for sale | $350,000 |
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