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7 Mountain Street, Vinalhaven, ME, 04863

5beds
4baths
1,876sqft
$339,000
$181price/sqft
$2,460/moest. monthly cost
$98,400/yrincome needed

About This Home

Longing for a simpler time...or perhaps simply longing for Old Maine? Tucked along a quiet side street in the village, this turn-of-the-century Cape Cod-style home with ell captures the warmth, authenticity, and easy island living style. Rich in character and period charm, many original details remain intact, including kitchen cabinetry, a built-in dining room cabinet, two staircases, and wood floors throughout. Thoughtful updates provide year-round comfort while preserving the home's original appeal. The flexible floor plan offers the option of a spacious five-bedroom, four-bath single-family home or two separate living areas--a three-bedroom, 1½-bath residence and a two-bedroom, 1½-bath apartment--ideal for guests, multigenerational living, or valuable rental income. The enclosed entry feels like stepping back to a simpler time, leading into a sunny eat-in kitchen--the heart of the home. It's easy to imagine friends lingering while someone prepares dinner, playing board games with everyone enjoying the warmth of the wood stove on a foggy afternoon or snowy winter evening. A spacious dining room is off the kitchen, and is perfect for family gatherings. Next is a comfortable living room with plenty of room for everyone to enjoy. A full bath with laundry, second living room, another bath, and small eat-in kitchen complete the first floor. Upstairs are five inviting bedrooms, two half baths, and a library, providing ample space for family and guests. Outside, the corner lot includes a front yard on Mountain Street with lovely morning light, established perennial gardens, and multiple seating areas, while the backyard on Carriage Lane, is the perfect spot for cookouts, lobster feeds at the picnic table, and watching sunsets. Located just a short stroll from the village center and an easy bike ride to Lawson's Quarry and the ferry, there's little need for a car. Come enjoy the way life should be!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
Vinalhaven SchoolGrades PK-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Granite
  • Roof: Fiberglass
  • Construction materials: Wood Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Sump Pump,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Built-in Features
  • Level: First

Features

  • Shower
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,876

Heating & Cooling

  • Heating features: Direct Vent Heater,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Kitchen

  • Features: Eat-in Kitchen,Heat Stove
  • Level: First

Kitchen

  • Features: Breakfast Nook
  • Level: First

Laundry

  • Level: First

Library

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Property

Details

  • Parcel number: 7Mountain StreetVinalhav2292
  • Zoning: RM1 Village Overlay
  • Other equipment: Internet Access Available

Lot

  • Lot size: 4,356 sqft
  • Features: Near Town,Neighborhood,Level,Open Lot,Landscaped

Parking

  • Parking features: No Driveway,1 - 4 Spaces,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Hurricane
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance $169$2,028
Property Taxes $305$3,660
Electricity $272$3,272
Total$2,460$29,520

Income You'd Need if You Spent...

35% on housing$84,342/yr
40% on housing$73,800/yr
45% on housing$65,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 04863$289
Knox County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 04863
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$339,000
2025-12-22Listing removed$395,000
2025-06-06Price change$395,000
2025-05-17Listed for sale$425,000
2015-07-07Listing removed$129,000
2015-07-07Listed for sale$129,000
2015-05-23Pending sale$129,000
2015-03-11Price change$129,000
2014-10-24Price change$139,000
2014-09-24Listed for sale$149,000

For Sale by Agent

AgentKris Davidson
BrokerageDavidson Realty

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