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3735 Shetland Ln, Arcata, CA, 95521

2beds
1baths
780sqft
$110,000
$141price/sqft
$1,048/moest. monthly cost
$41,920/yrincome needed

About This Home

Beautifully updated and remodeled 2-bedroom, 1-bath modular home. The bright, open kitchen features custom maple cabinetry, granite countertops, tile backsplash, and newer appliances including refrigerator, range, microwave, and dishwasher. Quality upgrades throughout include Shaw luxury waterproof laminate flooring, new carpet, new windows, and new blinds. The bathroom has a stunning custom tile shower. LED lighting throughout and fresh interior and exterior paint give the home a clean, modern feel. Move-in ready and meticulously refreshed from top to bottom. Located in the desirable 55+ Lazy J Park! A must-see!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
68
BikeBikeable

Schools

9/10
Arcata High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Anchored,Skirted,Strapped
  • Roof: Other
  • Construction materials: Aluminum Siding,Cement Composite,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Gas,Free-Standing Refrigerator
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Dining in Kitchen,Granite Counters
  • Flooring: Carpet,Laminate

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Features

  • Patio & porch: Deck

Lot

  • Features: Flat

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$38$456
Property Taxes $56$672
Electricity $398$4,786
Total$1,048$12,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,931/yr
40% on housing$31,440/yr
45% on housing$27,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 95521$459
Humboldt County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 95521$344
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$110,000
2026-07-13Price change$117,500
2026-05-26Listed for sale$121,000
2026-05-11Listing removed$125,000
2026-03-12Listed for sale$125,000
2025-08-07Sold$119,900
2025-06-17Price change$119,900
2025-05-27Price change$129,900
2025-04-29Price change$139,900
2025-04-17Listed for sale$149,900
2014-10-17Sold$15,000
2014-09-17Listed for sale$15,000

For Sale by Agent

AgentMark Crosson
BrokerageColdwell Banker Sellers Realty

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