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1324 State Road Ww, Fulton, MO, 65251

5beds
4baths
2,625sqft
$750,000
$286price/sqft
$5,028/moest. monthly cost
$201,120/yrincome needed

About This Home

Unique Residential/Commercial Opportunity with multiple streams of income! This property features several large shops and living quarters, making it ideal for a small business owner in need of space to operate, store equipment, or maintain a fleet of trucks. With ample parking on site, the setup is ready to accommodate both business operations and residential living. In addition to the shops and living space, the property also includes a mobile home for added rental income or staff housing. Whether you're looking for a live/work setup, an investment property with diverse income potential, or simply a place with room for expansion, this one checks all the boxes. Key Features: Multiple large shop buildings Living quarters on-site Ample truck and customer parking Mobile

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
3/10
Fulton Middle SchoolGrades 6-811.6 mi
3/10
Fulton Sr. High SchoolGrades 9-1211.3 mi

Construction

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Speed Internet,Tub/Shower,Walk-In Closet(s),Cedar Closet(s),Eat-in Kitchen,Granite Counters,Wood Cabinets,Pantry
  • Flooring: Carpet,Concrete,Laminate
  • Finished area below ground: 0

Full Bathroom

  • Level: Lower

Full Bathroom

  • Level: Lower

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Upper

Heating & Cooling

  • Heating features: Mini-Split,Propane
  • Cooling features: Mini-Split

Interior Area

  • Total structure area: 2,625
  • Total interior livable area: 2,625 sqft

Property

Details

  • Parcel number: 068.027.000000093.00
  • Zoning description: C-G General Commercial, A-1 Agriculture

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Tub/Built In Jetted

Lot

  • Lot size: 2.20 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$624$7,488
Property Taxes $412$4,944
Electricity $200$2,405
Total$5,028$60,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,388/yr
40% on housing$150,840/yr
45% on housing$134,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 65251$118
Callaway County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65251$150
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$800,000
2026-02-07Listing removed$800,000
2025-12-04Price change$800,000
2025-11-07Price change$850,000
2025-09-20Listed for sale$899,900
2014-10-11Listing removed$275,000
2014-09-11Listed for sale$275,000

For Sale by Agent

AgentFreddy Spencer
BrokerageIron Gate Real Estate

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