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922 Windsor St, Gadsden, AL, 35903

2beds
1baths
1,248sqft
$99,900
$80price/sqft
$856/moest. monthly cost
$34,240/yrincome needed

About This Home

Beautiful charming home conveniently located to shopping & restaurants. This updated home has so many great features, new roof, new windows, new light fixtures, SS appliances, freshly painted front & back porch & recently painted interior. Beautiful real hard wood floors in the living room & spacious dining room! Plus the kitchen has recently updated counter tops and tile flooring! This home is perfect for a first time home buyer or investor looking for a move in ready short term or long term rental property. Washer and dryer will also convey! Property bonus, spacious detached garage perfect for additional storage space & large flat lot. Plus the home comes with a one year home warranty!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1

Property

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$85$1,020
Property Taxes $26$312
Electricity $240$2,881
Total$856$10,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,348/yr
40% on housing$25,680/yr
45% on housing$22,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 35903$85
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35903$121
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKatrina Washington Hines
BrokerageNextHome Kel Mitchell

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