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23 Houghton St, Lowell, MA, 01851

5beds
2baths
1,759sqft
$650,000
$370price/sqft
$4,420/moest. monthly cost
$176,800/yrincome needed

About This Home

Welcome to 23 Houghton St, located in the desirable Highlands neighborhood. This amazingly well maintained, LEAD-FREE home with 9’ ceilings has undergone EXTENSIVE RENOVATIONS). Enjoy important updates inc 50 year roof, 200amp, new windows & doors, remodeled kitchen/baths, hardwood/tile throughout, and a stunning yard with gazebo, SALTWATER pool & IRRIGATED lush lawn. Your own private retreat for summer fun & BBQs!! Inside, large living areas bathe in sunlight from abundant windows. 5 bedrooms (one shown as office) offering flexibility and a first floor bed option, workspace, or just extra living space. A welcoming 3 season porch provides a cozy spot to relax & enjoy the outdoors nearly all year long. With its updates, layout, and outdoor amenities, you'll surely enjoy comfort, convenience, and THE LIFESTYLE YOU'VE BEEN DREAMING OF! There is also a great lot/opportunity for an ADU (owners open to removing the pool). No Open Houses are planned at this time, private showings only.

Getting Around

78
WalkingVery Walkable
43
TransitSome Transit
55
BikeBikeable

Schools

6/10
4/10
Lowell High SchoolGrades 9-121.6 mi
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Plumbed For Ice Maker
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry

Bathroom1

  • Features: Bathroom - 3/4, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 37.5

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 72.972222222

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 128.333333333

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 136.5625

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 18.791666666

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Open Floorplan
  • Level: First
  • Area: 227.777777777

Features

  • Ceiling Fan(s),Closet,Sun Room,Office
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet,Flooring - Wall to Wall Carpet,Flooring - Hardwood
  • Finished area above ground: 1,759

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,759
  • Total interior livable area: 1,759 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Pantry, Exterior Access, Remodeled
  • Level: First
  • Area: 268.666666666

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Open Floorplan
  • Level: First
  • Area: 174.319444444

Master Bedroom

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 127.416666666

Office

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second
  • Area: 98.333333333

Property

Details

  • Zoning: TSF
  • Exclusions: Lg Fridge To Be Replaced W/Kenmore Fridge In Basement,Tv & Bracket,Bidets,Bath Vacuum,Freezer

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Porch,Screened,Patio
  • Exterior features: Porch,Porch - Screened,Patio,Pool - Above Ground,Rain Gutters,Sprinkler System,Fenced Yard,Fruit Trees,Other
  • Fencing: Fenced/Enclosed,Fenced
  • Frontage length: 100.00

Lot

  • Lot size: 8,000 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$233$2,796
Property Taxes $547$6,564
Electricity $354$4,259
Total$4,420$53,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,542/yr
40% on housing$132,600/yr
45% on housing$117,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 01851$264
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01851$343
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$650,000
2014-09-09Listing removed$269,900
2014-09-06Listed for sale$269,900

For Sale by Agent

AgentKaren Hudson
BrokerageKeller Williams Realty-Merrimack

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