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1123 Hillsboro Dr, Gadsden, AL, 35903

2beds
2baths
1,192sqft
$95,000
$80price/sqft
$826/moest. monthly cost
$33,040/yrincome needed

About This Home

Investor special with strong rental potential or first time home buyers. Move in ready. Updated bathroom and kitchen, new carpet.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Donehoo Elementary SchoolGrades PK-50.3 mi
4/10
Litchfield Middle SchoolGrades 6-81.4 mi
4/10
Gadsden City High SchoolGrades 9-123.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,192 sqft

Kitchen

  • Features: Wood Floor

Living Room

  • Features: Carpet
  • Area: 336

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 143

Property

Details

  • Parcel number: 1505151000015000

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Earthquake
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$81$972
Property Taxes $25$300
Electricity $240$2,881
Total$826$9,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,320/yr
40% on housing$24,780/yr
45% on housing$22,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 35903$85
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35903$121
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$95,000

For Sale by Agent

AgentDiamond Daniels
BrokerageKW Gadsden

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