




114 Cross Creek Ln, Gadsden, AL, 35901
About This Home
Stunning luxury custom home in Whorton Bend/Cross Creek, tucked at the end of a private cul-de-sac in a quiet, serene neighborhood. Showcasing exceptional craftsmanship, this elegant 4BR, 3.5BA estate features expansive vaulted ceilings, a private study, sophisticated wet bar, and two striking fireplaces. The primary suite offers a custom-designed closet for elevated living. Outdoors, enjoy a gas-heated gunite pool with sun deck and hot tub, expansive entertaining deck, and a large, flat, fully fenced backyard.
Getting Around
Schools
Construction
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom2
- Level: Second
- Area: 273
Bedroom3
- Level: Second
- Area: 238
Bedroom4
- Level: Second
- Area: 195
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Bay WDW,Crown Molding,Wainscoting
- Level: First
- Area: 195
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2
- Cooling features: Central 2
Interior Area
- Total interior livable area: 3,648 sqft
Kitchen
- Features: Bay WDW,Granite Counters,Wood Floor
- Level: First
- Area: 300
Living Room
- Features: Crown Molding,Wood Floor
- Level: First
- Area: 304
Master Bedroom
- Features: Crown Molding
- Level: First
- Area: 304
Play Room
- Level: Second
- Area: 180
Property
Details
- Parcel number: 1507260001030009
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Sprinkler Sys
Lot
- Lot size: 0.63 Acres
- Lot size dimensions: 135 x 203.6 x 135
Parking
- Parking features: Garage-Two Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $789 | $9,468 |
| Property Taxes | $233 | $2,796 |
| Electricity | $408 | $4,898 |
| Total | $5,854 | $70,248 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $875,000 |
| 2018-05-30 | Sold | $445,000 |
