




198 Main St #305, Pismo Beach, CA, 93449
About This Home
Experience coastal living at its finest in the heart of downtown Pismo Beach. Located just steps from the sand, this beautifully appointed vacation condominium at the Beach House Inn offers the perfect blend of lifestyle, convenience, and investment opportunity. Recently converted into condominium vacation rentals, this property represents a modern approach to second home ownership--completely hassle-free, with all maintenance and rental operations professionally managed by an on-site team with an established clientele. This unique hotel/condo allows the owner to stay up to 90 days per calendar year and rent out the rest of the time as investors. The property management takes care of everything from rentals to cleaning to dealing with guests. When you're not enjoying your coastal retreat, your unit works for you--generating rental income to help offset ownership costs. Enjoy panoramic ocean, surf, and beach views from your private balcony/deck, the ideal setting for relaxing or entertaining. This unit features a kitchenette and includes a cozy fireplace for added comfort. Ideally situated, you are literally steps from the beach and close to everything that makes downtown Pismo Beach so desirable--including local shops, restaurants, the boardwalk, and the iconic Pismo Pier. Additional amenities include a gated parking garage, elevator access, on-site laundry facilities, and an outdoor beach shower. Whether you're seeking a personal coastal getaway, a smart investment, or both, this is a rare opportunity to own in one of the Central Coast's most sought-after locations. Must see to truly appreciate!
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 370
- Total interior livable area: 370 sqft
Master Bedroom
- Level: Lower
Property
Details
- Parcel number: 005182012
- Special condition: Other
Lot
- Lot size: 435.60 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,826 | $33,912 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $298 | $3,576 |
| Electricity | $398 | $4,786 |
| Total | $3,634 | $43,608 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $559,000 |
| 2023-06-09 | Sold | $560,000 |
| 2023-03-02 | Pending sale | $565,000 |
| 2023-01-16 | Price change | $565,000 |
| 2022-10-21 | Listed for sale | $575,000 |
| 2016-06-27 | Listing removed | $350,000 |
| 2016-05-20 | Price change | $350,000 |
| 2016-02-09 | Listed for sale | $399,000 |
| 2015-02-03 | Listing removed | $400,000 |
| 2014-08-31 | Listed for sale | $400,000 |
