392 W Palisades Condo Dr #1A, Lake Ozark, MO, 65049
About This Home
Boat days, sunset views, and space for everyone—this spacious two-story condo in gated Palisades Condominiums on Horseshoe Bend at the 14-mile marker of Lake of the Ozarks is made for lake memories. The main level features a private primary suite plus two additional bedrooms, each with its own full bath, giving family and guests room to relax. The open living and dining area flows into a bright kitchen overlooking the water—perfect for gathering after a full day on the lake. Downstairs offers a second primary suite and large living area for even more hosting space. Two lakefront decks provide front-row views, and the 14x40 boat slip puts you on the water in minutes. Sold fully furnished for an easy start to lake life, this low-maintenance retreat is ideal for full-time living, weekend escapes, or investment potential (if allowed). Enjoy three community pools, a clubhouse, and quick access to dining, golf, and waterfront hotspots. Strong location, generous layout, and true turnkey convenience—this one checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Architectural,Shingle
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Furnished,Fireplace,Pantry,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
- Window features: Storm Window(s),Window Treatments
- Flooring: Tile
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,251
- Total interior livable area: 2,251 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Living Room
- Level: Lower
Other
- Level: Main
Other
- Level: Lower
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 01702600000005082601
- Exclusions: Personal Items
Features
- Levels: Two
- Pool features: Community
- Patio & porch: Covered,Deck
- Exterior features: Concrete Driveway,Deck
- Has view: Yes
- View description: Channel
- Has water view: Yes
- Water view: Channel
- On waterfront: Yes
- Waterfront features: Channel,Seawall,Lake Front
Lot
- Features: Lake Front
Parking
- Parking features: Assigned,No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,760 | $33,120 |
| Home Insurance * | $349 | $4,188 |
| Property Taxes | $209 | $2,508 |
| Electricity | $171 | $2,062 |
| Total | $3,489 | $41,868 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Listed for sale | $545,900 |
| 2025-12-31 | Listing removed | $549,900 |
| 2025-04-04 | Listed for sale | $549,900 |
| 2018-12-27 | Listing removed | $329,900 |
| 2018-11-11 | Listed for sale | $329,900 |
| 2015-03-31 | Listing removed | $319,900 |
| 2014-11-15 | Price change | $319,900 |
| 2014-08-30 | Listed for sale | $300,000 |
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