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7 Jo Rd, Ellisville, MS, 39437

5beds
3baths
2,874sqft
$419,900
$146price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

Welcome home to this beautiful 2,800 sq. ft. home in the desirable Highlands neighborhood of Ellisville! Built in 2022 and exceptionally well maintained, this 5-bedroom, 3-bath home features custom finishes throughout, including vaulted ceilings, custom lighting, elegant vessel sinks, and detailed trim work. The spacious room above the garage offers flexibility as a fifth bedroom, bonus room, home office, or game room. Step outside to enjoy a large lot with two inviting outdoor entertaining areas, including a covered back patio and a gazebo with a paver patio, electricity, lighting, and a ceiling fan. Conveniently located with easy access to Ellisville, Laurel, and Hattiesburg, this move-in-ready home is one you don't want to miss. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
6/10
South Jones High SchoolGrades 7-124.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Sheetrock

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Electric Water Heater
  • Laundry features: Utility Room Floor(Vinyl),Utility Room Wall(Sheetrock)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Walk-in Closet(s),Formal Dining Room
  • Window features: Single Pane
  • Flooring: Carpet,Vinyl,Tile,None
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,874
  • Total interior livable area: 2,874 sqft

Property

Features

  • Levels: One and One Half
  • Patio & porch: Patio
  • Exterior features: Playground
  • Has spa: Yes
  • Spa features: Heated,Bath

Lot

  • Lot size: 1.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$213$2,556
Property Taxes $244$2,928
Electricity $267$3,206
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 39437$153
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39437
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$419,900
2026-07-24Listed for sale$431,840
2022-05-17Sold--
2021-07-24Listed for sale$369,900
2021-07-15Sold--
2019-12-02Price change$31,000
2014-08-21Listed for sale$37,500

For Sale by Agent

AgentJacob Collins
BrokerageRed Fox Realty

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