103 Laguna, Milltown, MT, 59851
About This Home
Why buy a condo when you can own a home? Welcome to 103 Laguna St, a charming single-family retreat in the heart of Milltown, MT—just minutes from downtown Missoula, the University of Montana, and the outdoor paradise of the Blackfoot River. This inviting home offers a warm, functional layout designed for comfortable everyday living. The kitchen provides ample storage and workspace, flowing naturally into a cozy living area ideal for relaxing or entertaining. Bonus rooms add valuable flexibility—perfect for a home office, hobby space, guest area, or additional living space to fit your lifestyle. Step outside and enjoy a fully fenced yard offering privacy and room for pets, gardening, or outdoor gatherings. A detached garage and shop add real Montana value—ideal for storage, projects, and all your recreation gear. Seller is offering this property for sale during the off-season; if not sold, it may return to short-term rental use in the spring Making this a limited-window opportunity. The location is hard to beat: just minutes from the Blackfoot River, this home is an ideal basecamp for those who love fishing, kayaking, hiking, and exploring Montana’s natural beauty—while still being a quick drive to Missoula’s shopping, dining, healthcare, and entertainment. It’s the best of both worlds: fresh air and breathing room, with urban convenience close by. This property has most recently been a very successful short-term rental for the current owner, offering potential as a continued vacation rental addition to a portfolio (buyer to verify allowable use, permits, and performance)—or use it as your own personal getaway from the busy city and breathe in that good Montana air. Seller is offering this property for sale during the off-season; if not sold, it may return to short-term rental use in the spring—making this a limited-window opportunity. Don’t miss your chance to own a solid single-family home in one of the area’s most convenient and desirable locations. Seller is offering this property for sale during the off-season; if not sold, it may return to short-term rental use in the spring—making this a limited-window opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: See Remarks
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 877 sqft
Property
Details
- Parcel number: 04220121215030000
- Special condition: Standard
Lot
- Lot size: 3,876 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Avalanche
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance | $162 | $1,944 |
| Property Taxes | $247 | $2,964 |
| Electricity | $151 | $1,812 |
| Total | $2,481 | $29,772 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $380,000 |
| 2026-04-11 | Listing removed | $400,000 |
| 2025-12-18 | Listed for sale | $400,000 |
| 2025-04-02 | Listing removed | $400,000 |
| 2024-12-20 | Listed for sale | $400,000 |
| 2022-08-26 | Sold | -- |
| 2022-07-21 | Contingent | $289,000 |
| 2022-07-11 | Price change | $289,000 |
| 2022-06-17 | Listed for sale | $299,000 |
| 2018-06-14 | Sold | -- |
| 2018-03-10 | Listing removed | $115,000 |
| 2018-02-09 | Listed for sale | $115,000 |
| 2015-10-23 | Listing removed | $100,000 |
| 2015-09-23 | Price change | $100,000 |
| 2015-07-23 | Listed for sale | $115,000 |
| 2014-12-31 | Listing removed | $117,500 |
| 2014-09-12 | Price change | $117,500 |
| 2014-08-21 | Price change | $139,500 |
| 2014-07-23 | Listed for sale | $145,000 |
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