526 W 158th St APT 31, New York, NY, 10032
About This Home
Welcome home to this spacious 3-bedroom, 1-bathroom HDFC cooperative apartment in the heart of Washington Heights. This affordable co-op needs a little love and care to make it your very own, and offers a generous layout featuring a comfortable living room, eat-in kitchen and washer/dryer hookup, delivering the kind of space that is increasingly rare in Manhattan at this price point. Please note: This is an all cash purchase. No mortgage financing. This HDFC cooperative is income-restricted based on 120% of Area Median Income (AMI), with maximum annual household income limits of $136,080 for 1 person, $155,520 for 2 people, and $174,960 for 3 people. This is a all cash purchase only with no mortgage financing permitted. The unit must serve as the purchaser's primary residence, a 30% flip tax is payable by the seller at closing, and buyers must receive board approval prior to closing. Perfectly situated one block away from the 1 Train at 157th Street and Broadway, the A & C Train express lines nearby at 163rd Street and 168th Street, putting Midtown Manhattan just approximately 25 minutes away. The neighborhood offers incredible dining, coffee shops, parks including Fort Tryon and Inwood Hill Park, world-class cultural institutions, Yankee Stadium and everyday essentials all within minutes from your home. This is a rare opportunity to achieve affordable homeownership in Manhattan. Contact us today for a private showing.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1925
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Appliances included: Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Details
- Special condition: Restricted Sale
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $71 | $852 |
| Property Taxes | $121 | $1,452 |
| Electricity | $246 | $2,954 |
| Total | $1,474 | $17,688 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $250,000 |
| 2015-01-19 | Listing removed | $175,000 |
| 2014-07-19 | Listed for sale | $175,000 |
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