1012 S Main St, Culpeper, VA, 22701
About This Home
Rare opportunity to own a recently renovated mixed-use commercial building in the heart of the Town of Culpeper! Position your business for success with prime Main Street exposure while generating additional income from the residential units above. The main level features two commercial suites, each offering flexible space, a shared common area, and a bathroom—ideal for a variety of business uses or convert the main level to two additional residential units. Upstairs, you’ll find two well-appointed apartments, each with 2 bedrooms and 1 full bathroom. One unit is currently leased, providing immediate income, while the other is vacant—perfect for an owner-occupant or additional rental potential. Each unit is independently metered for utilities. This versatile property offers the perfect blend of investment opportunity and owner-user flexibility in one of Culpeper’s most desirable locations. Don’t miss your chance to own a prime mixed-use property in the thriving Town of Culpeper!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1965
Materials
- Foundation: Permanent
- Construction materials: Block
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
Features
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Hot Water,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,200
- Total interior livable area: 3,200 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 41A1 4 M 4
- Zoning: C3
- Special condition: Standard
- Exclusions: Can Not View The Upstairs Apartment On The Right That Is Leased
Features
- Pool features: None
Lot
- Lot size: 9,596 sqft
Parking
- Parking features: Lighted,Private,Paved,On Street,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $202 | $2,424 |
| Property Taxes | $291 | $3,492 |
| Electricity | $308 | $3,698 |
| Total | $4,340 | $52,080 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $699,900 |
| 2017-07-01 | Listing removed | $900 |
| 2017-06-06 | Listed for rent | $900 |
| 2016-04-11 | Listing removed | $899 |
| 2015-08-15 | Listed for rent | $899 |
| 2014-10-09 | Sold | $140,000 |
| 2014-07-16 | Listed for sale | $205,000 |
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