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284 13th St, Ambridge, PA, 15003

--beds
--baths
2,560sqft
$32,500
$13price/sqft
$527/moest. monthly cost
$21,080/yrincome needed

About This Home

National Landmarks Historic Harmonist building in Ambridge's Old Economy Historic District (circa 1824) 200+years old. This is a project, been vacant for years. A double Harmonist home originally two attached separate homes (12 rooms), later converted to 4 apartments. This is a heavy timber frame building, much like a barn with joists connected by notched and pegged. Prior to the current owner, it was owned by the local historic group who planned for two one-bedroom apartments upstairs and an office & gallery/studio on first. There are complete architectural drawings for this concept. Historic zoning allows for 13 limited commercial uses in the residential neighborhood. For an investor, eligible for National and State Historic Tax Credits with exterior restoration. Large side yard. One building away from new Mad Anthony's Bier Stube, and new businesses on Merchant Street, and half block from the State Museum, Old Economy Village. Could be renovated into residential (single or duplex), or a Commercial space, or a combination of both. Please see supplements for potential floor plans.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
3/10
Ambridge Area High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1824

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Property

Details

  • Parcel number: 120011103000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 0.09

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $164$1,968
Home Insurance *$20$240
Property Taxes $63$756
Electricity $280$3,370
Total$527$6,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,068/yr
40% on housing$15,810/yr
45% on housing$14,053/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$13This listing

vs Other Active Listings

Avg $/sqft

ZIP 15003$118
Beaver County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 15003$113
Beaver County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$32,500
2024-04-17Sold$20,000
2019-01-19Listing removed$19,900
2018-01-18Listed for sale$19,900
2017-11-09Listing removed$19,000
2016-11-09Listed for sale$19,000
2016-04-06Listing removed$19,000
2015-08-05Listed for sale$19,000
2015-07-04Listing removed$24,900
2014-07-06Listed for sale$24,900
2011-02-24Sold$1,788

For Sale by Agent

AgentSteve Roberts
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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