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2020 Summerfield Ln, Bourbonnais, IL, 60914

4beds
3baths
1,857sqft
$469,900
$253price/sqft
$3,542/moest. monthly cost
$141,680/yrincome needed

About This Home

Better than brand new...this CUSTOM BUILT 1857 Sq Ft ranch features numerous upgrades throughout. The home includes a gorgeous sunroom/home office, 3 car garage with wiring upgrade for a future EV charging station, and a huge, finished basement. The gourmet kitchen is a Chef's dream, offering striking granite countertops, a pantry, designer cabinets, and stainless steel appliances. The master suite features a large walk in closet, fully tiled walk-in shower and a double-sink vanity. The split bedroom floor plan ensures privacy from the other main-floor bedrooms. Additionally, there is the main-level laundry room includes a sink and ample space for supplies. Main bath offers an over sized 6 foot soaking tub. Custom blinds are installed throughout the home. The finished basement offers extensive extra living space, featuring a fourth bedroom with a large closet. The open layout provides versatile options for an exercise area, game room or home theater. The outdoor living space is equally impressive, featuring a PVC privacy fence, a 15x30 above ground pool with and upgraded pump, a patio with gazebo sitting area, and professional landscaping. This move-in-ready home is filled with exceptional extras. Ownership pride abounding! It would be easy to make this your next home.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Main Level,Gas Dryer Hookup,Electric Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Bath/Stubbed,Egress Window,Full

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedroom4

  • Features: Flooring (Laminate)
  • Level: Basement
  • Area: 216
  • Dimensions: 12X18

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Other)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Family Room

  • Features: Flooring (Laminate)
  • Level: Basement
  • Area: 1224
  • Dimensions: 36X34

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),High Ceilings,Open Floorplan,Granite Counters,Pantry,Quartz Counters
  • Door features: French Doors
  • Window features: Screens,Drapes,Blinds
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stair

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,857 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Pantry-Walk-in,Custom Cabinetry,Granite Counters),Flooring (Other)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Other),Window Treatments (Blinds)
  • Level: Main
  • Area: 320
  • Dimensions: 16X20

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Shower Only)
  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Storage

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 364
  • Dimensions: 26X14

Sun Room

  • Features: Flooring (Other)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Walk In Closet

  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Lever Door Handles,Main Level Entry,No Interior Steps,Disability Access

Details

  • Parcel number: 170907101109
  • Zoning: SINGL
  • Special condition: None
  • Other equipment: TV-Cable,Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 10,400 sqft
  • Lot size dimensions: 80 X 130

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$226$2,712
Property Taxes $798$9,576
Electricity $142$1,713
Total$3,542$42,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,440/yr
40% on housing$106,260/yr
45% on housing$94,453/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 60914$147
Kankakee County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 60914$172
Kankakee County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$469,900
2022-07-05Sold$353,200
2021-08-23Contingent$344,900
2021-08-23Listed for sale$344,900

For Sale by Agent

AgentLee LaMontagne
BrokerageColdwell Banker Realty

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