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355 Old Camp Loop, Morganton, GA, 30560

5beds
6baths
3,842sqft
$2,799,000
$729price/sqft
$17,506/moest. monthly cost
$700,240/yrincome needed

About This Home

Check out this timeless Keith Sumner home, designed for lake living at its very finest. This floor plan easily allows for privacy for large groups, including every kid's dream: a bunk room with 6 bunk beds! The lake access is perfect for paddleboarding, canoeing, kayaking, and swimming. The water depth is ideal, with no tremendous amount of boat traffic. Not in the mood to be at the lake? Enjoy relaxing in the hot tub or snuggling up around the fire pit. You couldn't ask for a more beautifully decorated home, and furnishings that are negotiable. This could be a complete turnkey experience. HOA annual fee of $2600.00 covers costs of road maintenance, community water, and dock maintenance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Permanent
  • Roof: Metal
  • Construction materials: Frame,Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Wood,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Wood,Stone
  • Number of fireplaces: 4
  • Fireplace features: Ventless,Gas Log,Wood Burning,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,842
  • Total interior livable area: 3,842 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 004100305

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Deck,Covered,Open
  • Exterior features: Storage,Private Yard,Dock
  • Has view: Yes
  • View description: Mountain(s),Year Round,Lake,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Lake Blue Ridge
  • Frontage type: Road,Lakefront
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.50 Acres

Parking

  • Parking features: Carport,Driveway,Gravel
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance *$998$11,976
Property Taxes $1,982$23,784
Electricity $373$4,479
Total$17,506$210,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$600,205/yr
40% on housing$525,180/yr
45% on housing$466,826/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$258
Fannin County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$2,399,000
2026-07-09Listed for sale$2,799,000
2014-08-07Sold$725,000
2014-06-14Listed for sale$799,000

For Sale by Agent

AgentPaige Peugh
BrokerageColdwell Banker High Country Realty - Blue Ridge

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