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357 Mystic Ln, Blue Ridge, GA, 30513

4beds
3baths
2,288sqft
$485,000
$212price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

This exceptional cabin is nestled in the heart of Blue Ridge and offers the perfect blend of luxury, comfort, and tranquility. Surrounded by majestic pine trees and located just steps from Fightingtown Creek, the home provides a peaceful mountain setting with beautiful natural views. Thoughtfully renovated throughout, the cabin features a stunning updated kitchen with quartz countertops, open shelving, and stainless steel appliances, along with a cozy fireplace ideal for cool mountain evenings. A covered porch invites you to unwind and enjoy the serene surroundings, while spacious bedrooms and two stylish bathrooms on the main level comfortably accommodate guests. The terrace level adds even more versatility with an additional bedroom area ideal for teens or in-laws, a second kitchen, and direct access to the patio and firepit for memorable nights under the stars. A single-car garage has been transformed into a fun-filled game room, and the hot tub offers the perfect place to relax and soak in the peaceful mountain atmosphere. All major systems have been updated and/or replaced, and all furnishings are negotiable with an acceptable offer. This remarkable property offers more than a home—it delivers a true mountain retreat, with a detailed list of upgrades and renovations available upon request.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Finished Bath,Full,Interior Entry

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Vaulted Ceiling(s)
  • Window features: None
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Kitchen

  • Features: Breakfast Bar, View to Family Room

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0064 04806
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Private Yard
  • Has spa: Yes
  • Spa features: Private
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.40 Acres
  • Features: Back Yard,Private,Wooded

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Landslide
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$173$2,076
Property Taxes $161$1,932
Electricity $222$2,667
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$292
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$499,000
2026-03-02Price change$540,000
2026-01-17Listed for sale$545,000
2024-12-13Sold$484,700
2024-11-22Pending sale$475,000
2024-09-12Price change$475,000
2024-05-10Price change$499,900
2024-05-08Price change$529,900
2024-03-15Listed for sale$534,900
2024-02-20Listing removed$534,900
2024-01-27Price change$534,900
2024-01-19Price change$539,900
2024-01-12Price change$549,900
2023-11-06Price change$569,900
2023-10-16Price change$599,900
2022-04-28Pending sale$427,500
2022-04-15Listed for sale$427,500
2014-09-02Listing removed$149,800
2014-06-13Listed for sale$149,800

For Sale by Agent

AgentRICHARD BEEMAN
BrokerageGenstone ll LLC

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