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144 Holm Rd Spc 14, Watsonville, CA, 95076

2beds
2baths
1,536sqft
$359,000
$234price/sqft
$2,465/moest. monthly cost
$98,600/yrincome needed

About This Home

Awesome opportunity to downsize and live a simple lifestyle. Must be in the 55-year-old club or better to occupy this beautiful home. Outdoor space to enjoy Watsonville's awesome weather. Located near Highway 1, which will take you to Santa Cruz beaches and Boardwalk, or Monterey Bay Cannery Row, Aquarium, etc. Including Pajaro Dunes and Sunset Beach, just minutes away, for those peaceful walks near the ocean.

Getting Around

61
WalkingSomewhat Walkable
40
TransitSome Transit
50
BikeBikeable

Schools

2/10
2/10
4/10
Pajaro Valley High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide Mobile Home,ManufacturedinPark

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, EatinKitchen, Other

Family Room

  • Features: Other, SeparateFamilyRoom

Features

  • Window features: Skylight(s)

Heating & Cooling

  • Heating features: Central Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Accessibility

  • Accessibility features: Bathroom Features,Parking,Customized Wheelchair Accessible

Details

  • Lease amount: 572
  • Special condition: Standard

Features

  • Pool features: Community

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$73$876
Property Taxes $179$2,148
Electricity $398$4,786
Total$2,465$29,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,514/yr
40% on housing$73,950/yr
45% on housing$65,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$494
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$349,000
2026-07-18Listed for sale$359,000
2014-10-02Listing removed$119,000
2014-07-02Pending sale$119,000
2014-06-09Listed for sale$119,000

For Sale by Agent

AgentAldina Maciel
BrokerageAldina Real Estate,Inc.

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