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4297 Evergreen Dr, Vadnais Heights, MN, 55127

3beds
2baths
2,088sqft
$270,000
$129price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Welcome home to this beautifully updated and exceptionally maintained 3-bedroom, 2-bath home in a prime location just minutes from White Bear Lake. Thoughtful updates and quality improvements throughout make this home truly move-in ready! The pristine, remodeled kitchen features updated finishes, newer appliances and is complemented by modern décor. Additional features include fresh paint, knock down ceilings, coved moulding, stylish up/down window shades, hardwood floors and updated lighting and fixtures. Enjoy peace of mind with a newer furnace, water softener, programmable thermostat, front entry door and 10-year smoke detectors. Still time to savor summer afternoons from the spacious deck with new deck boards, surrounded by lots of green space! Convenient 2-car garage with storage and new door spring. Low association dues provide easy, low-maintenance living while keeping you close to shopping, restaurants, parks, trails and everything the area has to offer. A rare opportunity to own a turnkey home where all the work has already been done – simply move in and enjoy!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Water Filtration System,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Storage Space,Sump Basket

Bedroom

  • Level: Upper
  • Area: 198
  • Dimensions: 18x11

Bedroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Bedroom3

  • Level: Lower
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Upper
  • Area: 240
  • Dimensions: 12x20

Dining Room

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Family Room

  • Level: Lower
  • Area: 187
  • Dimensions: 17x11

Features

  • Finished area below ground: 1,044
  • Finished area above ground: 1,044

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,394
  • Total interior livable area: 2,088 sqft

Kitchen

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 213022320006
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1044

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 4,225 sqft
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$132$1,584
Property Taxes $263$3,156
Electricity $176$2,113
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$233
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$270,000
2023-09-05Sold$595,000
2023-04-13Sold$261,000
2021-03-05Sold$219,000
2019-12-17Listing removed$1,350
2019-12-12Listed for rent$1,350
2016-12-02Listing removed$1,350
2015-10-09Listing removed$1,399
2015-09-25Listed for rent$1,399

For Sale by Agent

AgentKatherine L Johnson
BrokerageHome Avenue Flat Fee Realty

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