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4316 Thornhill Ln, Vadnais Heights, MN, 55127

2beds
2baths
1,767sqft
$269,900
$153price/sqft
$1,920/moest. monthly cost
$76,800/yrincome needed

About This Home

Great 2 bedroom 2 bathroom Townhouse perfectly situated just moments away from the charm of White Bear Lake. Walking distance from shopping and restaurants and close to major freeways. This beautifully updated residence features stainless steel appliances, upgraded granite countertops, and new flooring throughout the main level. Heated garage with tons of storage. Step outside to your private deck—the perfect place to relax and unwind.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Finished,Full

Bedroom

  • Level: Main
  • Area: 253
  • Dimensions: 23x11

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 160
  • Dimensions: 8x20

Family Room

  • Level: Lower
  • Area: 315
  • Dimensions: 21x15

Features

  • Number of fireplaces: 2
  • Fireplace features: Brick,Electric
  • Fireplace: Yes
  • Finished area below ground: 625
  • Finished area above ground: 1,142

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,767
  • Total interior livable area: 1,767 sqft

Kitchen

  • Level: Main
  • Area: 190
  • Dimensions: 19x10

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Other

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 213022320025
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1024

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$132$1,584
Property Taxes $254$3,048
Electricity $170$2,050
Total$1,920$23,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,828/yr
40% on housing$57,600/yr
45% on housing$51,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$233
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$269,900
2026-07-31Price change$269,900
2026-07-21Listed for sale$275,000
2019-10-04Sold$185,000
2019-09-09Listed for sale$185,000
2019-09-09Pending sale$185,000
2019-09-09Pending sale$185,000
2019-08-16Listed for sale$185,000
2003-01-02Sold$169,900
2000-06-14Sold$117,900

For Sale by Agent

AgentConstance Campbell
BrokerageLifestyles

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