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50 White Oak Street #3G, New Rochelle, NY, 10801

1beds
1baths
900sqft
$164,900
$183price/sqft
$1,389/moest. monthly cost
$55,560/yrincome needed

About This Home

GUARANTEED ASSIGNED PARKING----6 MONTHS FREE!! Electric & Gas included-- $1,105 per month. Optional A/C charge $30.00/month/unit. Large One bedroom Co-op--corner unit with tons of natural light... Updated kitchen and bath with maple cabinets, granite tops, stainless steel refrigerator, range, built-in microwave, dishwasher, and tiled backsplash. Bathroom has full size/walk in shower with custom glass, updated tile, fixtures and lighting. Recessed lights, crown molding, new doors and much more!!!! Located on a lovely tree lined street, convenient to all!! This bright, quiet, and spacious updated and freshly painted unit is move-in-ready. Free storage, bike room, and private Picnic/BBQ areas. Exercise room across the street. Close to parks, schools, shops, restaurants, and transportation. A must see!! **This unit qualifies: (1) New Rochelle "Ideally Yours" for first time buyers-- provides up to a 19% Grant..and (2) Citibank Paid Assistance Program of up to $7500 towards closing costs. Ask agent for details about programs. **

Getting Around

80
WalkingVery Walkable
38
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

5/10
4/10
New Rochelle High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Cooktop,Gas Oven,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 1000000005015560000076
  • Special condition: None

Lot

  • Lot size: 1.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$58$696
Property Taxes $252$3,024
Electricity $246$2,954
Total$1,389$16,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,622/yr
40% on housing$41,670/yr
45% on housing$37,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$361
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$164,900
2026-04-09Pending sale$164,900
2025-07-01Listed for sale$164,900
2025-05-06Pending sale$164,900
2025-03-28Listed for sale$164,900
2024-12-30Pending sale$164,900
2024-11-22Listed for sale$164,900
2024-10-09Listing removed$155,000
2024-10-09Pending sale$155,000
2024-08-27Price change$155,000
2024-06-17Price change$159,000
2024-06-04Price change$164,000
2023-12-04Listed for sale$164,900
2023-05-10Listing removed--
2023-03-16Listed for sale$164,900
2016-02-09Sold$112,500
2015-10-16Listed for sale$119,900
2015-07-07Listing removed$97,500
2015-07-02Listed for sale$97,500
2015-05-22Listing removed$87,500
2015-03-19Listed for sale$87,500
2015-02-11Listing removed$87,500
2014-12-11Price change$87,500
2014-07-04Price change$88,921
2014-06-05Listed for sale$89,500
2007-09-12Sold$103,000

For Sale by Agent

AgentAnne Wiesel
BrokerageHoward Hanna Rand Realty

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