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16 Harrison Street, Bay Center, WA, 98527

4beds
2baths
1,736sqft
$345,000
$199price/sqft
$2,235/moest. monthly cost
$89,400/yrincome needed

About This Home

Charming Willapa Bay home with a built-in investment opportunity! This well maintained property offers adorable curb appeal, bay views from the front, and a peaceful forested backdrop where deer wander past the oversized back deck. The main home is cozy and inviting with 2 bedrooms, a full bath, a butcher block island, vinyl plank flooring, generous storage, and big bedrooms, plus a sliding glass door opening to the large back deck for private entertaining. The attached 2-bedroom apartment features its own living room, kitchen, half bath (easily converted to a 3/4), and private entry with back door, making it ideal for multigenerational living, rental income, or two separate VRBOs. Prefer one large home? The wall between the living rooms could be opened up. Recent upgrades include a new 50-year roof with transferable warranty, updated electrical panel, new Milgard windows, fresh exterior paint, and cadet wall heaters in every room. An enclosed attached carport with garage door plus a detached one-car garage with shelving, loft, and workspace handle all the storage and projects. Short walk to beaches where you can enjoy clamming, gathering oysters, and crab, with Rhodesia Beach, Bruceport Park, and Willapa Bay minutes away. Just 10 miles to South Bend and 40 to Astoria.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Mike Morris ElementaryGrades K-68.4 mi
5/10
South Bend High SchoolGrades 7-128.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Refrigerator,Dishwasher(s),Refrigerator(s),Water Heater: electric,Water Heater Location: laundry room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,736 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 13101721057
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Water Heater
  • Has view: Yes
  • View description: Canal,Territorial
  • Has water view: Yes
  • Water view: Canal
  • Topography of land: Level
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 0.58 Acres
  • Features: Dead End Street,Paved,Deck,Fenced-Partially,Outbuildings,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Tsunami
Inland Flooding
Landslide

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$138$1,656
Property Taxes $204$2,448
Electricity $149$1,793
Total$2,235$26,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,628/yr
40% on housing$67,050/yr
45% on housing$59,600/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 98527
Pacific County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 98527
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$345,000
2015-10-07Listing removed$99,500
2015-10-02Listed for sale$99,500
2015-08-18Pending sale$99,500
2015-07-25Listed for sale$99,500
2015-05-27Pending sale$99,500

For Sale by Agent

AgentLisa Ulakovich
BrokerageSpivey Realty Group, LLC

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