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4250 Thornhill Ln, Vadnais Heights, MN, 55127

3beds
2baths
1,600sqft
$299,900
$187price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

Welcome home to this 3-bedroom, 2-bath twin home in a highly desirable Vadnais Heights location! The functional open-concept layout offers comfortable everyday living with great flow between the kitchen, dining, and living areas. Relax in the spacious family room featuring a cozy gas fireplace, perfect for gathering with family and friends. The attached 2-car sheetrocked garage provides ample storage and convenience. Enjoy being just minutes from parks, walking and biking trails, swimming lakes, shopping, restaurants, and the vibrant downtown White Bear Lake area. Whether you're looking for recreation, dining, or everyday conveniences, this location has it all. Don't miss this opportunity to own a move-in-ready home in a fantastic neighborhood with easy access to everything the area has to offer!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Family Room

  • Level: Lower
  • Area: 345
  • Dimensions: 23x15

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 484
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 213022320113
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1116

Features

  • Levels: Multi/Split

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 42 x 122 x 43 x 122

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$147$1,764
Property Taxes $324$3,888
Electricity $170$2,050
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$233
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$289,900
2026-06-29Price change$299,900
2026-06-24Listed for sale$325,000
2019-07-26Sold$215,300
2019-06-23Pending sale$210,000
2019-06-20Listed for sale$210,000
2012-11-08Sold$137,800
2012-10-10Listed for sale$139,900
2012-03-29Sold$69,199
2011-12-21Price change$80,000
2011-11-30Price change$90,773
2011-11-03Price change$95,550
2011-10-14Listed for sale$105,000
2005-01-11Sold$155,000

For Sale by Agent

AgentJennifer M Corbett
BrokerageOutdoors Realty

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