See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

234 Manchester Road, Havelock, NC, 28532

2beds
2baths
842sqft
$285,000
$338price/sqft
$2,070/moest. monthly cost
$82,800/yrincome needed

About This Home

Experience a fresh concept in Havelock new construction at 234 Manchester Road, a home that pairs high-quality craftsmanship with an efficiently designed footprint. This 2-bedroom, 2-bath single-story home with a versatile loft brings the finishes and feel of a much higher-priced build into an affordably sized package. Step inside to an open living and dining area with vaulted ceilings, solid wood doors, upgraded trim, and LED energy-efficient lighting. The home has been professionally sound-treated for increased comfort and quiet. The kitchen features stainless steel energy-efficient appliances, smart-home readiness, and thoughtful storage solutions throughout. Built on pilings and designed with thicker exterior walls, low-E windows, and ceiling fans for enhanced efficiency, this home blends durability with modern functionality. Enjoy a covered outdoor living space, exterior entry lighting, and sound-resistant windows. Just 0.4 miles to Arthur W. Edwards Elementary School and minutes from MCAS Cherry Point. A one-year warranty on materials and workmanship is included, with materials and appliance warranties ranging from 5 years to lifetime depending on the product. This new build offers an elevated living experience in a manageable, intentional layout.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
9/10
Tucker Creek MiddleGrades 6-81.9 mi
5/10
Havelock HighGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Composition,Wood Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,Electric Cooktop,Built-In Microwave,Disposal,Dishwasher,ENERGY STAR Qualified Appliances,Tankless Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),High Ceilings,Solid Surface,Ceiling Fan(s),Walk-in Shower
  • Window features: Thermal Windows
  • Flooring: LVT/LVP
  • Attic: Partially Floored,Permanent Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric,Hot Water
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 842
  • Total interior livable area: 842 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 62162 139
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 25' x 42' x 24' x 133' x 132'150'

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,On Site,Paved,Underhouse
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$148$1,776
Property Taxes $281$3,372
Electricity $200$2,405
Total$2,070$24,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,971/yr
40% on housing$62,100/yr
45% on housing$55,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 28532$122
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28532$166
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$285,000
2025-06-06Sold$35,000
2025-05-13Pending sale$35,000
2020-01-05Listing removed$40,000
2018-12-22Listed for sale$40,000

New Construction

AgentNaomi Wright
BrokerageKeller Williams Realty

Similar Homes