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440 Marine View Drive SW #1, Ocean Shores, WA, 98569

--beds
1baths
461sqft
$189,000
$410price/sqft
$1,266/moest. monthly cost
$50,640/yrincome needed

About This Home

Been dreaming about owning an adorable cottage by the sea? Well, now is your chance! This darling little home would be great for the full-time minimalist, or for your secondary home to run away to! This light, bright home features lots of large windows, bamboo flooring throughout and tile in the bathroom, granite countertops in the full-size kitchen and full bathroom, a murphy bed, a cute little loft that is about 100 sq. ft., and stackable washer and dryer. The exterior boasts a lovely, covered deck and a 30-amp outlet for RV use. The location could not be better! Head west two blocks to the dune path to the beach! Head east a mile, and you will run into the trending and growing Oyhut Bay Seaside Village with shopping, dining, many fun events, and a canal front park for the kayaking enthusiast! Head a few minutes north and you will get into downtown Ocean Shores where you can enjoy shopping, dining, golf, bowling, the movie theater and more! And if you go south, you will run into the ever-popular North Jetty with its gorgeous, crashing waves, tidepools at low tide, and a great viewing point for birds, ships, etc. Owning this home also gives you access to the Ocean Shores Community Club, which features the Clubhouse, waterfront parks, outdoor heated swimming pools, and more. What a fantastic, affordable opportunity! Don't let this one pass you by!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10
North Beach High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Condo (2 Levels)
  • Property subType: Single Family Residence,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Closet,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Bamboo/Cork,Ceramic Tile

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 461
  • Total interior livable area: 461 sqft

Kitchen With Eating Space

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 092600000100
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,End Unit,Ground Floor,Insulated Windows,Vaulted Ceiling(s),Washer,Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 3,375 sqft
  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: Off Street,RV Parking,Uncovered,RV Parking
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Inland Flooding
Ice Storm
Coastal Flooding
Winter Weather

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$51$612
Property Taxes $111$1,332
Electricity $149$1,793
Total$1,266$15,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,405/yr
40% on housing$37,980/yr
45% on housing$33,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 98569$182
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98569$273
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$189,000
2026-02-19Listed for sale$195,000
2019-06-28Sold$129,000
2019-04-27Pending sale$129,000
2019-04-20Listed for sale$129,000
2018-01-27Listing removed$104,000
2018-01-27Listed for sale$104,000
2018-01-26Sold$100,000
2017-12-15Pending sale$104,000
2017-12-08Price change$104,000
2017-09-08Listed for sale$114,000
2014-11-07Listing removed$97,900
2014-07-12Price change$97,900
2014-05-22Listed for sale$100,000
2009-11-23Sold$88,000

For Sale by Agent

AgentDina Knaak
BrokerageWindermere R.E. Ocean Shores

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