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813 N Craven Street, New Bern, NC, 28560

2beds
3baths
1,719sqft
$349,000
$203price/sqft
$2,353/moest. monthly cost
$94,120/yrincome needed

About This Home

Charming downtown New Bern home with a welcoming front porch, perfect for enjoying a morning cup of coffee. Enter into a light-filled interior featuring a spacious living room with a double-sided fireplace. While the fireplaces are sealed closed, they add architectural character throughout the home, along with hardwood floors and crown molding. The home offers two formal living areas or the flexibility of a formal living room and dining space. The kitchen features granite countertops, stainless steel appliances, and a butler's pantry. A half bath also is located on the main level. Upstairs are two bedrooms, including the primary bedroom with a fireplace, walk-in closet, ensuite featuring a tub and shower. An upstairs laundry closet and an additional full bath complete the upper level. The bathrooms have been updated. Outdoor features include a spacious backyard with a covered porch area, a large deck, and an adorable playhouse. Conveniently located near shopping, restaurants, nearby marinas and riverfront spaces, and local attractions.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

3/10
J T Barber ElementaryGrades PK-51.4 mi
4/10
H J Macdonald MiddleGrades 6-83.2 mi
3/10
New Bern HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Built-In Gas Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Attic: Pull Down Stairs,Walk-In

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,719
  • Total interior livable area: 1,719 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 8003 120
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 6,098 sqft
  • Features: Level
  • Lot size dimensions: Irregular

Parking

  • Parking features: Paved,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$141$1,692
Property Taxes $248$2,976
Electricity $200$2,405
Total$2,353$28,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,674/yr
40% on housing$70,590/yr
45% on housing$62,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$160
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$347,000
2026-04-30Price change$349,000
2026-04-16Price change$351,000
2026-04-02Price change$353,000
2026-03-12Price change$355,000
2026-01-23Listed for sale$360,000
2021-05-10Sold$233,600
2021-03-18Listed for sale$230,000
2017-08-17Sold$169,000
2008-04-16Sold$70,000

For Sale by Agent

AgentThe Donna and Team New Bern
BrokerageKeller Williams Realty

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