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720 Milton Road #F5, Rye, NY, 10580

3beds
4baths
2,400sqft
$2,250,000
$938price/sqft
$15,823/moest. monthly cost
$632,920/yrincome needed

About This Home

Experience refined coastal living on the water in Rye. Sweeping views of the channel and Sound are the backdrops for this completely renovated townhouse, which balances modern luxury with welcoming comfort. Smart design positions the spaces to take advantage of the water views and light while providing exceptional flow for effortless living and entertaining. Expert craftsmanship is apparent in the abundant and clever storage, the warm textures, natural wood and stone. The living room is anchored by a stone fireplace surrounded by built-ins; doors open to the new deck. The dining room features a banquette with storage. The chef's kitchen centers around an island with seating and includes warm wood cabinetry, light counters and top line appliances. The primary suite overlooks the water and views of the Sound with built-in storage and walk-in closets. The adjoining bath features a double vanity, glass enclosed shower and soaking tub. Two additional bedrooms are served by a hall bath. The foyer welcomes you with elegant curved walls, and a bonus room with laundry and full bath. Key convenience features are the elevator and heated garage. The pool, dock and gated security ensure comfort and calm for an easy lifestyle on Milton Point.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Milton SchoolGrades K-50.1 mi
7/10
Rye Middle SchoolGrades 6-81.3 mi
10/10
Rye High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Other

Bathroom1

  • Level: Lower

Bathroom2

  • Level: First

Bathroom4

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Elevator
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: Lower

Property

Details

  • Attached to another structure: Yes
  • Special condition: None
  • Exclusions: Main level bathroom sconce

Features

  • On waterfront: Yes
  • Waterfront features: Sound,Waterfront

Parking

  • Total spaces: 1
  • Parking features: Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$600$7,200
Property Taxes $3,450$41,400
Electricity $396$4,759
Total$15,823$189,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$542,502/yr
40% on housing$474,690/yr
45% on housing$421,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 10580$780
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10580$831
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$2,250,000
2026-07-13Listed for sale$2,250,000
2014-10-01Sold$1,050,000
2014-06-25Listing removed$1,125,000
2014-05-18Listed for sale$1,125,000

For Sale by Agent

AgentMary Ellen Byrne
BrokerageJulia B Fee Sothebys Int. Rlty

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