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6228 Harbourside Drive, New Bern, NC, 28560

1beds
1baths
311sqft
$105,000
$338price/sqft
$816/moest. monthly cost
$32,640/yrincome needed

About This Home

Welcome to this beautifully maintained fully furnished studio condo, offering comfort, convenience, and easy coastal living. This inviting 1-bedroom studio layout is thoughtfully designed to maximize space and functionality, making it perfect as a vacation getaway, investment property, or low-maintenance primary residence. The interior features an open living area with tasteful furnishings, a kitchen, and a cozy sleeping space that blends seamlessly with the living area. Everything you need is already in place--just bring your suitcase and start enjoying the lifestyle. Step outside to your private screened-in balcony, the perfect spot to relax with your morning coffee or unwind in the evening while enjoying fresh air without the bugs. Located about 15 minutes to downtown New Bern, this move-in ready condo offers both comfort and convenience in one attractive package.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Bridgeton ElementaryGrades PK-57.4 mi
4/10
West Craven MiddleGrades 6-813.7 mi
2/10
West Craven HighGrades 9-1215.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Mini Refrigerator,Electric Cooktop,Washer,Dryer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Blinds/Shades
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 311
  • Total interior livable area: 311 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 20299 Bdg2019
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Screened,Balcony
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 200 - 399

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$42$504
Property Taxes $44$528
Electricity $200$2,405
Total$816$9,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,977/yr
40% on housing$24,480/yr
45% on housing$21,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$162
Craven County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$105,000
2022-08-01Sold$90,000
2022-06-29Pending sale$94,000
2022-06-23Listed for sale$94,000
2018-08-07Sold$32,000
2018-07-24Pending sale$36,900
2018-07-11Listed for sale$36,900
2017-04-21Sold$32,000

For Sale by Agent

AgentENC Properties Group
BrokerageCOLDWELL BANKER SEA COAST ADVANTAGE

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