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13335 E Shore Rd, Crosslake, MN, 56442

4beds
2baths
2,160sqft
$468,500
$217price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

Welcome to lake life on the Whitefish Chain - one of the most highly sought after chain of lakes in Minnesota! This is a must-see property, perfectly positioned within the Sandcrest Community on Cross Lake, within walking distance to excellent sand beach, private community boat launch with day docking and other amenities! Enjoy year-round lake activities on beautiful Cross Lake along with crystal clear waters, great fishing, miles of shoreline to explore while boating, and lakeside restaurants!  From the moment you drive in - you will feel right at home - nestled in nature, surrounded by mature trees, you will find this well cared for 4-bedroom/ 2 bath home with upgrades throughout! New roof in 2024, updated bathrooms, flooring, furnace and more! This home also features fiber-optic internet, main floor laundry, large lower-level family room with a beautiful gas fireplace and walk-out basement that leads to the patio! Outside you will find a nice 3-car garage (36'x28'), crushed granite driveway, beautiful landscaped yard with in-ground sprinklers, large deck, and this property backs up to one of the out-lots for added privacy!  Get ready to enjoy all the amenities this property has to offer ~ this property is a true gem with easy Cross Lake ~ Whitefish Chain access ~ great Crosslake location being close to restaurants, shopping, medical, schools and low association dues of $275.00 per year!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 183.3
  • Dimensions: 13x14.10

Bedroom2

  • Level: Main
  • Area: 138.6
  • Dimensions: 12.6x11

Bedroom3

  • Level: Lower
  • Area: 160.8
  • Dimensions: 13.4x12

Bedroom4

  • Level: Lower
  • Area: 135.6
  • Dimensions: 11.3x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 375
  • Dimensions: 15x25

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,080
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Laundry

  • Level: Main
  • Area: 63.05
  • Dimensions: 9.7x6.5

Living Room

  • Level: Main
  • Area: 252.7
  • Dimensions: 19x13.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14290630
  • Zoning description: Residential-Single Family
  • Foundation area: 1080

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Invisible,Privacy,Vinyl
  • Waterfront features: Association Access,Dock,Shared,Lake Bottom(Sand)

Lot

  • Lot size: 0.82 Acres
  • Lot size dimensions: 110 x 335 x 105 x 325

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,368$28,416
Home Insurance *$188$2,256
Property Taxes $281$3,372
Electricity $182$2,186
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 56442$246
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56442$330
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$464,900
2026-07-20Price change$468,500
2026-07-09Price change$478,500
2026-06-30Listed for sale$489,900
2014-10-31Listing removed$199,000
2014-07-06Price change$199,000
2014-05-10Listed for sale$229,000

For Sale by Agent

AgentTammy Schultz
BrokerageEdina Realty, Inc.

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