1040 Umber Dr, Traverse City, MI, 49696
About This Home
The Umber Uplift Practically new. Perfectly placed. Completely turn-key. Just 5.7 miles from downtown Traverse City, this corner-lot ranch in Traditions delivers country calm with easy access to town. Sunrise glows on the covered front porch, perfect for morning coffee. The back deck is — perfect for lounging, container gardens, and summer tomatoes. The dog park is steps from your front door, and mature trees frame the neighborhood with Northern Michigan charm. Inside, vaulted ceilings and oversized windows create bright, airy living. Luxury vinyl flooring flows throughout. The island kitchen shines with granite counters, soft-close white cabinetry, and stainless appliances — including a gas range with convection oven. It’s stylish, efficient, and ready for gathering. The primary bedroom comfortably fits a king-sized bed. The second bedroom flexes beautifully as guest space, office, reading room, or creative studio. A dedicated laundry room with Maytag washer and dryer, and plenty of space for the necessities. Storage is generous with a four-foot insulated poured concrete crawl space. Two designated parking spots sit directly in front of the home. Paved neighborhood roads are ideal for biking, and Logan’s Landing at Boardman Lake is just 3.8 miles away — bring your kayak, paddleboard, or bike and lean into the lifestyle. For $80/month, the association handles lawn care, sprinklers, snow removal, and trash — creating true low-maintenance living. With larger homes in the neighborhood priced significantly higher, this is a smart, versatile opportunity — ideal for a starter home, downsizing dream, Northern Michigan getaway, or 30-day minimum rental investment. Effortless. Elevated. Ready to CELEBRATE your next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Poured Concrete
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Ranch,Cottage
- Property subType: Condominium,Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer,Exhaust Fan,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Exterior Entry,Unfinished
Bedroom2
- Level: Main
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Pantry,Granite Bath Tops,Granite Counters,Kitchen Island,Vaulted Ceiling(s),Drywall,Cable TV,High Speed Internet
- Window features: Blinds
- Flooring: Vinyl,Carpet
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 850
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 850
- Total interior livable area: 850 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 130
Master Bathroom
- Features: Shared
Master Bedroom
- Level: Main
- Area: 144
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0531920400
- Attached to another structure: Yes
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Entry location: Limited Steps,First Floor Level,Other
- Patio & porch: Deck,Covered
- Exterior features: Sprinkler System,Sidewalk,Rain Gutters
- Has view: Yes
- View description: Countryside View
- Waterfront features: None
Lot
- Features: Cleared,Level,Landscaped
Parking
- Parking features: Assigned,Asphalt
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Grand Traverse County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $195 | $2,340 |
| Electricity | $188 | $2,259 |
| Total | $1,860 | $22,320 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $279,900 |
| 2026-03-15 | Price change | $294,900 |
| 2026-02-25 | Listed for sale | $299,900 |
| 2025-03-06 | Sold | $250,000 |
| 2024-09-19 | Price change | $260,000 |
| 2024-07-31 | Price change | $270,000 |
| 2024-07-17 | Listed for sale | $289,000 |
| 2023-08-11 | Sold | $270,000 |
| 2023-07-24 | Contingent | $275,000 |
| 2023-07-11 | Listed for sale | $275,000 |
| 2021-01-30 | Listing removed | -- |
| 2021-01-22 | Pending sale | $169,900 |
| 2021-01-22 | Listed for sale | $169,900 |
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