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2442 Stewart Ave, Saint Paul, MN, 55116

1beds
1baths
605sqft
$184,900
$306price/sqft
$1,455/moest. monthly cost
$58,200/yrincome needed

About This Home

Welcome to this charming and affordable 1-bedroom, 1-bath home in St. Paul! Conveniently located just 5 minutes from the airport with easy access to shopping, dining, and major highways, this home is perfect for first-time buyers, downsizers, or investors. Enjoy peace of mind with a new roof, siding, and updated kitchen completed in 2022, plus a brand-new bathroom floor. Move-in ready with modern updates and a convenient location—this is one you won't want to miss!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
Horace Mann SchoolGrades PK-51.7 mi
4/10
Highland Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 605

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 605 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 12x22

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 222823230038
  • Zoning description: Residential-Single Family
  • Foundation area: 605

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$105$1,260
Property Taxes $246$2,952
Electricity $170$2,050
Total$1,455$17,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,885/yr
40% on housing$43,650/yr
45% on housing$38,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 55116$296
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55116$268
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$184,900
2026-02-17Listing removed$2,000
2026-01-20Listed for rent$2,000
2022-09-17Listing removed--
2022-08-10Price change$1,599
2022-07-22Listed for rent$1,600
2022-05-27Sold$90,000
2008-04-25Sold$29,090
2004-08-27Sold$139,000
1999-08-24Sold$61,150
1996-07-12Sold$20,100

For Sale by Agent

AgentEric Wandersee
BrokerageNational Realty Guild

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