14 Finch Ln, Blue Ridge, GA, 30513
About This Home
Turn-key mountain getaway just minutes from Downtown Blue Ridge! Nestled along a peaceful small creek, this charming 1-bedroom, 1-bath cabin offers the perfect blend of privacy, relaxation, and convenience. Enjoy the soothing sounds of flowing water from the spacious hot tub deck, or gather around the fire pit by the creek for unforgettable evenings under the stars. Inside, you'll find a cozy and inviting cabin atmosphere, ideal for weekend escapes, full-time living, or a vacation rental investment. Being sold fully furnished and turn-key, this property is ready for immediate enjoyment or income production from day one. Located less than 5 miles from Downtown Blue Ridge, you'll have easy access to shopping, dining, wineries, hiking trails, and all the outdoor adventures North Georgia has to offer. Whether you're looking for a personal retreat or a proven short-term rental opportunity, this creekside cabin is a rare find in one of the area's most desirable locations.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2001
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Country,Cottage
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Wood,Loft,Eat-in Kitchen,High Speed Internet
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Vented,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 716
- Total interior livable area: 716 sqft
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 3118F 007
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Front Porch,Deck,Patio
- Exterior features: Fire Pit
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Year Round,Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- On waterfront: Yes
- Waterbody name: Creek,Na
- Frontage type: Branch
- Topography of land: Sloping,Wooded
Lot
- Lot size: 0.40 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Landslide
- Strong Wind
- Hail
- Ice Storm
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $393 | $4,716 |
| Electricity | $219 | $2,637 |
| Total | $2,382 | $28,584 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $319,000 |
| 2026-06-04 | Listed for sale | $339,000 |
| 2021-01-22 | Sold | $210,000 |
| 2021-01-15 | Pending sale | $199,000 |
| 2021-01-14 | Listed for sale | $199,000 |
| 2019-08-23 | Sold | $147,500 |
| 2014-10-17 | Sold | $91,500 |
| 2014-08-08 | Price change | $96,000 |
| 2014-04-18 | Listed for sale | $99,900 |
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