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0 Cleveland St, Ripley, TN, 38063

--beds
0baths
--sqft
$99,900
--price/sqft
$860/moest. monthly cost
$34,400/yrincome needed

About This Home

What a perfect commercial location for any type business. This property is located in a high traffic area just off Highway 51 and beside various businesses in a prospering small town. Recent survey is available. Call for more information. owner/agent

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Ripley Elementary SchoolGrades 3-52.3 mi
3/10
Ripley Middle SchoolGrades 6-82.5 mi
2/10
Ripley High SchoolGrades 9-121.9 mi

Construction

Type & Style

  • Home type: SingleFamily

Property

Details

  • Parcel number: 077 028.53
  • Zoning description: Commercial
  • Special condition: Agent Owned

Lot

  • Lot size: 0.52 Acres
  • Features: Level
  • Lot size dimensions: .57

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance $125$1,500
Property Taxes $55$660
Electricity $175$2,103
Total$860$10,320

Income You'd Need if You Spent...

35% on housing$29,485/yr
40% on housing$25,800/yr
45% on housing$22,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 38063$90
Lauderdale County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 38063
Lauderdale County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-02Listed for sale$99,900
2025-08-28Listing removed$69,900
2024-09-23Sold$42,500
2024-09-12Pending sale$49,900
2024-07-23Price change$49,900
2024-06-26Price change$69,900
2024-03-28Price change$59,900
2023-08-28Listed for sale$69,900
2023-08-09Sold$10,000
2023-08-01Price change$75,900
2023-07-25Pending sale$12,000
2023-07-10Price change$79,900
2023-07-10Price change$71,500
2023-05-01Price change$85,600
2023-02-07Price change$82,500
2023-01-26Price change$93,600
2023-01-17Price change$82,500
2021-02-25Listed for sale$12,000
2020-11-23Sold$60,000
2020-10-27Listed for sale$25,000
2015-04-09Listing removed$125,000
2014-04-15Listed for sale$125,000

For Sale by Agent

AgentBarbara M Wilson
BrokerageUnique Properties

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